Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, Please be patient with me, i am new
I live in scotland and am owed £1700 inc of interest @ 8%
how should i pursue this
should i raise three court actions to recover my money say for
sept01-sept-03 £600
octo3-sept 05 £500
oct05 -present day £600
or should i just claim for it all in a oner
please advise
Hi, and welcome to the site.
You can claim between £750(Small Claims) and £1,500(Summary Cause)
Both will cost you £39 at the Sheriff Court. If you go down the small claims route once you hand in your paper work the court do the rest for you. If you use Summary Cause the court will return the paperwork to you and you will have to get a Lawyer or Sheriff's officer to serve your claim. I believe they can charge between £15 and about £50. If you were to loose your claim it would only cost you £39 court fee using Small Claims, but I believe if you were to loose using summary cause it could cost you up into the high hundreds. Both claim forms are almost identical. I,ve been using the Small Claims route just to save the hasstle of paying a lawyer. When I say if you loose, you would have to be very very unlucky as I don't think anyone has lost yet. The Bank of Scotland have just informed me they are giving me 30 days notice to close my account.(nice people!)
Best wishes with your claim.
Hope Iv'e helped a little.
Scott.
Any advice I give is honest and in good faith.
If in doubt, you should seek the opinion of a Qualified Professional.
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