Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: Mur V Bos

  1. 29th November 2006 13:52 #1
    murmagic murmagic is offline
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    Default Mur V Bos

    I've got a mortgageicon and a current account with the BOSicon and was reading about them closing peoples accounts.Does anyone Know if they could do that with me if i take them to court ?

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  2. 29th November 2006 21:44 #2
    smoorach smoorach is offline
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    Default Re: Mur V Bos

    hi,
    yes they are within their rights to close your account however BOSicon are not doing this as standard. i have won a case against them and am now going for the second and to date there has been no word of them closng my accounts. they have to give you thirty days notice in any case to allow you time to set up alternatives.

    bos~ Data Protection Act sent
    ~ statements received
    ~ owed £1766.82
    ~ prelim letter sent 30/08/2006
    ~lba handed in 14/09/2006
    bos Data Protection Act sent
    ~ statements received
    ~ owed £1217.86
    ~ prelim letter sent 30/08/2006
    ~lba handed in 14/09/2006
    court date issued of the 17th november
    27th oct full offer totalling everything including 8% interest court costs and £10 dpa sar..... one down next to go.

    rbs~ Data Protection Act sent off 21/09/2006
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  3. 30th November 2006 13:47 #3
    murmagic murmagic is offline
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    Default Re: Mur V Bos

    Hi
    But ive got a mortgageicon with the Bank of Scotlandicon and was wondering if they could claim the money i borrowed of the for my mortgageicon back?

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  4. 1st December 2006 01:46 #4
    smoorach smoorach is offline
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    Default Re: Mur V Bos

    im none too sure what the score is with this one im afraid however i would think that if your mortgageicon has never had any problems then they would be unlikely to close this.

    bos~ Data Protection Act sent
    ~ statements received
    ~ owed £1766.82
    ~ prelim letter sent 30/08/2006
    ~lba handed in 14/09/2006
    bos Data Protection Act sent
    ~ statements received
    ~ owed £1217.86
    ~ prelim letter sent 30/08/2006
    ~lba handed in 14/09/2006
    court date issued of the 17th november
    27th oct full offer totalling everything including 8% interest court costs and £10 dpa sar..... one down next to go.

    rbs~ Data Protection Act sent off 21/09/2006
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  5. 1st December 2006 16:28 #5
    killbi11 killbi11 is offline
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    Default Re: Mur V Bos

    murmagic,

    As a rule, because the mortgageicon is covered under FSA regulations (rather than unsecured loans, which are covered by the consumer credit act) they are highly unlikely to 'recall' the mortgageicon debt if you claim your bank charges back. To be honest, even if you have an unsecured loan from BOSicon they would be higly unlikely to recall the debt.

    Bank of Scotland (In Scotland)

    S.A.R. sent - 03/11/06
    Statements received - 30/11/06
    Prelim Letter sent - 04/12/06
    LBA Sent - 09/01/07
    1st claim filed at Sheriff Court (£720+int) - 01/02/07
    1st Claim settled by BoS (£1037) - 17/04/07
    2nd Claim filed at Sheriff Court (£735+int) - 11/05/07
    2nd Claim settled by BoS (£977) - 13/06/07
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE