Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 28th November 2006 17:20 #1
    phatram phatram is offline
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    Default Cash Advance Fee

    Can C.A.F be claimed back when its been done on the internet not taken from an ATM?
    Just about to start the spreadsheets and I have loads of £2.50's for internet transactions.
    What is % interesticon built in to the credit card sheets?
    Is it best to use simple or advanced sheets ?
    I have read faq's etc and I don't know where to start,my heads buzzing with info and I can't find what i'm looking for.
    Any help gratefully received, cos I can't keep staying up until 4 in the morning, my liver can't take it !!!

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  2. 28th November 2006 17:45 #2
    PhantomReclaimer PhantomReclaimer is offline
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    Default Re: Cash Advance Fee

    You can't claim for a cash advance fee. That is a fee for a service they have actualy performed whereas the penalties we are concerned with here are those that are levied unlawfully for your breach of contract.

    P.

    Northern Rock; S.A.R sent 11/8/06 - Delivered. Recieved details of 6 yrs charges on 8th. Wrote back asking whether or not they hold information going back further than that.
    MBNA; S.A.R sent 11/8/06 - Delivered 14/8/06
    Barclays; S.A.R - (Subject Access Request) request sent 11/8/06 - Del 14/8/06
    Diners Club; S.A.R sent 11/8/06 - Delivered 14/8/06. Recieved form to fill and return with fee on 17/8/06. Sent form back, delivered 4/9/06.
    Intelligent Finance; Prelim letter emailed 16/08/06, claiming £318. Email recieved from "Anne-Marie" 17/8/06 saying my email has been passed to Customer Relations dept. Fob-off letter received 23/8/06, letter sent in return same day - Delivered 24/8/6 Recieved letter offer 25% settelement - refused - LBA sent. MCOL on 10th revcieved notification that they intend to defend on 13th. 06/9/2006 WON!!!!!!
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE