Some motor insurance claim help please
Right had an accident a few months ago on my motorbikle, Im at fault but fully comp.
The bike (KTM 525 EXC) as standard is worth about £3.4k, it has then been converted to a supermoto and adding up the parts new it comes to just over £2k.
Now the insurance company are only offering me £3.5k and that was after a bit of arguing, they are now going away to talk to the supervisor. I have supplied them with a list of the parts and how much they cost and all these parts were listed on the insurance as mods.
So what can i do now? Any tips on making them pay more? I cant find any bikes like mine, maybe a few SMs but not with the same parts and seeing as they have been given a list of the mods and prices printed out what more can I do?
I have even used the word indemnify as I believe thats kind of a legal word when it comes to insurance and them having to indemnify me, I told them if I was accept that offer and wanted to replace the bike I would be £2k out of pocket and thats now what insurance is for when you pay for fully comp.
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