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I have just received my details from Halifax on a loan I have with them.
All the transactions are listed under headings such as c/s date, reference, AS date, Notation.
In the notation column are the codes, some i'm not sure about.
i know that: INT is the interest STD1 is my payment to them (stamnding order form Halifax a/c) DDR1 is my payment to them (from another bank acount) DDR1K is a returned payment (from another bank acount)
Q is a non standard / part payment? IDX is a non standard / part payment? 72D is the one that is the charges? ie £10's or £20's
As HBOS covers Halifax and Bank of Scotland can i make one claim to the company.
My wife and i have the following accounts we are going to claim:
1 Bank Account (Halifax)
1 Loan Account (Halifax)
2 Credit Cards (BOS)
All accounts but 1 of the cards are in my name, so could i claim for all mine together and my wifes seperatley.
or do i have to claim each one individually.
I'm just think ing of the costs involved if i have to do each on its own?
The main criteron usually is the totals. Remember you can only go to £5k in England. Are you in England?
A snap decision for me would be to bundle the Halifax claims together and the BOS claims as another issue. As for costs, ultimately it costs nothing, because all costs will be refunded. However if cash is tight, do one step at a time. (You're looking at 2 x £120)
Halifax Loans - Notation Codes
on a loan I have with them.
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Re: Halifax Loans - Notation Codes
Multiple Accounts on one claim
"Another charge by the Bank?"