Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Filed Mcol After Receiving Bogoff Letter To Prelim & lba. After 2 Weeks Of Nervous Waiting And No Acknowledgment Off Mint I Entered Judgment. In The Meantime, Unbeknown To Me, They Had Cedited Card Account With Half Of Amount Claimed. (don't Use The Account - Have No Balance On And Cut Up Card Months Ago). Contacted Mint To Say That I Had Entered Judgment And When Could I Receive The Cheque - Snotty Lady Said "you've Already Had Money Credited, Don't Know What You Are Talking About - What Is Judgment" Went On To Explain To Her - She Said "you Have To Put It In Writing" - Told Her I Didn't Have To Do Anything Of The Sort - I Would Issue A warrant of execution - She Said "fine" And Hung Up. So, On Friday After Giving Them A Week's Grace To Send My Cheque, I Issued The Warrant. Paid The £55.00 Fee, So Now Mint Have An Extra £55.00 To Pay To Me - Hope The bailiff's Go Into The Office!!
Will Be Ringing The Court To Check On The Progress On This One. Think They Must Have So Much On Their Mind With All The Letters Coming In They Forgot About Little Old Me And My Mcol.
Halifax - S.A.R 8/9/06 - Overdraft facility removed 21/9/06 - threat to close account - Default Notice lodged 06.10.06
Mint - S.A.R - 8/9/06 - Statements received 03.10.06 - Prelim letter sent for £268.13 03.10.06
First Direct - S.A.R 8/9/06 - Statements received 21/9/06 - Prelim letter sent 21/9/06 for £410.00 - settled in full
First Direct - S.A.R 21/9/06 - for husband's old account
Barclaycard - S.A.R 8/9/06 - Statements received 16/9/06 - Prelim letter 18/9/06 for £496.25 - Part offer received 22/9/06 for £228.00 - Rejection letter sent 25/9/06 - MCOL issued 8.10.06
MBNA - S.A.R 8/9/06 - Partial offer received 6/10/06 - full offer & interest received on 6.10.06
ACE CARDS & GIFTS - S.A.R - 19/9/06 - statements received -27th September - vouchers received in settlement - 4th October 2006 - £235.00
Mint - What A Mess They Made!
. After 2 Weeks Of Nervous Waiting And No Acknowledgment Off Mint I Entered Judgment. In The Meantime, Unbeknown To Me, They Had Cedited Card Account With Half Of Amount Claimed. (don't Use The Account - Have No Balance On And Cut Up Card Months Ago). Contacted Mint To Say That I Had Entered Judgment And When Could I Receive The Cheque - Snotty Lady Said "you've Already Had Money Credited, Don't Know What You Are Talking About - What Is Judgment" Went On To Explain To Her - She Said "you Have To Put It In Writing" - Told Her I Didn't Have To Do Anything Of The Sort - I Would Issue A warrant of execution - She Said "fine" And Hung Up. So, On Friday After Giving Them A Week's Grace To Send My Cheque, I Issued The Warrant. Paid The £55.00 Fee, So Now Mint Have An Extra £55.00 To Pay To Me - Hope The bailiff
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