Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Most RBS customers have one of our Royalties accounts.
Royalties £6/month = £72 per year
Royalties Gold £12/month = £144 per year
Royalties Premier £15/month = £180 per year
These accounts come with different benefits, but I'd say the vast majority of customers don't get their money's worth over the year.
All I'm saying is look at the benefits carefully and see if you're actually using what you're paying for. If not, just pop into a branch and ask to be downgraded back to an ordinary "interest Paying Current Account" (IPCA). You can upgrade/downgrade your account at any time in the future without penalty.
(If anyones just got a standard £6 a month Royalties account it's highly unlikely you're getting any value from this as the benefits aren't all that useful. Look at whether a Royalties Gold account for £12 a month gives a better deal or if not just go back to an IPCA and save yourself the £6 each month)
It can be useful to upgrade to a Royalties accounts in some instances - when taking out a loan for example as the bank gives better rates with this. Just downgrade after a month and you still have the exactly the same loan rate and save the monthly fee. (Hey if you really need a loan shop around there are better deals out there!)
The great Royalties Rip Off!
customers have one of our Royalties accounts.
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