Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I sent my letter to Barclays requesting the 1900.00 i am owed from bank charges etc.
They replied with a poor offer of 800.00 which was a no deal.
So on the 17th of this month i wrote a letter before action to them saying i accept the 800.00 as a part payment and giving them 7 days to refund me in full.
Its the 27th today and i have heard nothing.
What do i do?have they called my bluff.i have no idea what to do now.i think i have to take them to court but dont know the first thing to do. Have i lost the 800.00 they offered me and should i have taken that offer?
Any help and i would be most greatfull as i want to get my money back in full as they are evil people.
Please help.
Thanks for your time
Rich
PS...When/if i get my money back i will be sure to make a donation to this site as if it wasnt for you guys i wouldnt have got this far.
Angie Knights' cabinet with night vision technology
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2,229
Re: Barclays Are Ignoring me! Now what!
Your next step is to start litigation. Its really not that hard and when your stuck you'll find an answer to your question here. You really need to read all of the FAQ's and Template letters - It will all start to make sense.
You should really have given them 14 days in the lba, so maybe give them another 7 and use that time to have a good look around.
I personally wouldn't be happy with thier 50% offer - You'll get it all back in the end.
Angie Knights' cabinet with night vision technology
Posts
2,229
Re: Barclays Are Ignoring me! Now what!
You can claim via moneyclaimonline. I assure you though you will need to read up thoroughly before doing so. You may for example decide you want to file via N1 at the county court instead - it has its plus points. You will need to know what is going in your particulars of cliam, and you'll have a host of questions that will pop up along the way Like N1 fees allocation questionare fees etc etc. If I were you I would spend alot of time reading before jumping in at the deep end. Thats just my opinion.
Angie Knights' cabinet with night vision technology
Posts
2,229
Re: Barclays Are Ignoring me! Now what!
It only feels like that at the mo. I assure you you'll feel better when you've done a bit of reading. Take it slowly and try to enjoy it! You'll be ready in a few days. You've come this far without any probs -some people wouldn't even do that. Your doing really well - but all I can say at this point is try and read the FAQ's as much as you can until they sink in and relish other peoples victorys in the successes forums. Rome wasn't built in a day!
Angie Knights' cabinet with night vision technology
Posts
2,229
Re: Barclays Are Ignoring me! Now what!
If filing at the county court isn't a problem for you, I personally think thats the best option, and I don't mind helping you with all your questions - its just the FAQ's are worth thier weight in gold
If filing at the county court isn't a problem for you, I personally think thats the best option, and I don't mind helping you with all your questions - its just the FAQ's are worth thier weight in gold
ok cool. why would filing at the county court be a problem?
im thinking i just go there,where ever it is,pick u some forms and fill them out?
whats CAG and N1 are they different ways of claiming or the same.
Angie Knights' cabinet with night vision technology
Posts
2,229
Re: Barclays Are Ignoring me! Now what!
OK. I hadn't said it would be a problem - quite the opposite! It is the route I would choose. As I said earlier I'm having problems linking at the mo, so I can't link you to a downloadable version (If nobody links it to you in the next 30 mins I'll try) If you don't won't to use this option you can indeed pick up an N1 claim pack from your local county court. Holly's link in post #3 will help you to fill it out. CAG = Consumer Action Group and the N1 is the relevant form for your claim.
OK. I hadn't said it would be a problem - quite the opposite! It is the route I would choose. As I said earlier I'm having problems linking at the mo, so I can't link you to a downloadable version (If nobody links it to you in the next 30 mins I'll try) If you don't won't to use this option you can indeed pick up an N1 claim pack from your local county court. Holly's link in post #3 will help you to fill it out. CAG = Consumer Action Group and the N1 is the relevant form for your claim.
Hope this helps.
Thanks mate
Well thats a bit clearer.looks like thats the best way to go.i will pop down the county court and grab the forms you have said and then try to fill them out.
im sure i will get stuck filling them out and will need as much help as poss.i hope this is ok and im not being a pest