Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    mjc1967 Novitiate

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    Default bothersome barclaycard

    hi

    I have just emailed Barclaycard with a request for the statements held on microfiche - and I got the standard fob off reply


    Can anyone help me with what to do next??? I will not let them keep my money!!!

    Thanks

    *********************
    As explained previously copy statements held prior to May 2004 are stored on microfiche. The statements are copied onto the microfiche in date order and more than one customer statement may be held on an individual film of microfiche. These statements are not stored by reference to account number or customer name and are not “readily accessible” within the meaning of the Data Protection Act. These statements are therefore not retained in a relevant filing system and therefore do not fall within the class of documents to be produced pursuant to a Subject access requesticon.

    Accordingly we are unable to disclose any further statement documentation to you pursuant to your request under the Data Protection Act. As previously advised you may contact the Customer Services team for copy statements. There is a standard charge of £3 per copy statement.

    Should you have any further questions regarding this matter please do not hesitate to contact me.

    If my reply does not meet with your expectations you may ultimately be eligible to refer to the Financial Ombudsmanicon Service. Further details of this service are available on request.

    If I have not heard from you within 8 weeks from the date of this letter, I will close my complaint file in accordance with our usual practice.

    **************

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  2. #2
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    e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley's Avatar

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    Arrow Re: bothersome barclaycard

    Hi Mjc
    Your right dont be fobbed off at the end of 40 days report them to the Information Commisioner (bank libary templates) after that you can file a CC action against them. I know this does not help you at the moment but the more ppl that complain to the Information Commissioner the better.
    You could i believe pay the £3.00 p/stm and claim it back at the time of the court claim along with your £10 S.A.R - (Subject access requesticon) fee. although this is a lot of money if the bulk of your charges are in those years it may be worth it.
    HTH
    AL.
    http://www.consumeractiongroup.co.uk...n-act-non.html

    -------------------------
    CAPITAL ONE * SETTLED*31st Oct 06
    HBOS *SETTLED* 8th Oct 06
    WOOLWICH *SETTLED*12thJan2007
    Monument (Barclays) *SETTLED*10thMar2007

  3. #3
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    Default Re: bothersome barclaycard

    Thanks for the reply

    I am confused! I wrote to them 'b*ll*ckscard (as I have named them) at the end september and I received their first fob off 12 October along with a limited supply of statements.

    I have left it for a while as I have been busy etc so I am confused as to what letter I should send them, pre or post 40 days??

    On a plus side, I may have Lloydsicon TSB by the short and curlys as they breached. I have said cough up or I will report you! heres waiting for my cheque for £937.00! hopefully in time to pay off xmas spend!

    thanks again!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE