Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
A few years ago I had a Lloyds account with an OD facility. I went over the limit and they insisted that I convert the OD into a loan and yes you've guessed told me that as a condition of the loan I had to take out PPI even though I had a secure job. I was told I had "no choice." Was this miss-selling? I paid the loan off early and closed my account but off course only got a partial refund of the PPI. Anyone any thoughts about claiming?