Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Had a burglary earlier this month and my credit cards were stolen. This meant that I had to use my current account for my work expenses (over £500 this month so far). the car loan payment for £198 bounced and I didn't notice.
Came home to two letters today. One says that I now owe them £248.43 :o and the second letter says I now owe £276.70. :o :o
how can they possibly get to £78 as a late payment charge???
Haven't seen any info on Capital bank on these forums (I'm busy over on Nationwide pursuing them for charges)
Capital Bank - (HBOS)
pursuing them for charges)
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