Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default HELP - DVLA have issued a CCJ against me

    Please help me- think this is in the right place.

    I have just viewed my credit report online with Equifax and have found out the reason I was recently refused a loan!

    There is a CCJ issued gainst me on the 2/8/06. On calling the court involved it seems that it was applied for from the DVLA in respect of a car I sold around 18 months ago for car tax.

    They said they had sent me 2 letters of which I havent received them as I moved Feb 05 to a new address and they sent them in April and June so I had no idea this was happening. I still wouldn't had I not applied for that loan and thus checked my credit report!

    The DVLA person I spoke to on the number that the court gave me suggested the following.

    1) pay the outstanding £100 fine
    2) Reopen the case with the court - £65 cost)
    3 write to them to investigate

    If I just pay the £100 fine it will only appear as Satisfied and not be removed as it is more than a month after the issue date so I take it that will still effect my credit etc?

    I know the person I sold the car to and his contact details etc. Anything I can do with regards the the DVLA etc with this maybe?

    I don't know what to do.

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  2. #2
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    Default Re: HELP - DVLA have issued a CCJ against me

    I suggest you must apply to the court to have the judgement set asideicon. Complete form 244 & include a signed & dated "Statement of Truth" setting out the circumstances such as when you sold the car, date that you notified Swansea (I hope) of sale. to whom you sold it & when you moved home etc


  3. #3
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    Default Re: HELP - DVLA have issued a CCJ against me

    I would write to the DVLA and get them to do an internal investigaiton - avoids paying a court fee if they can sort it out first.


  4. #4
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    Default Re: HELP - DVLA have issued a CCJ against me

    Quote Originally Posted by poppynurse View Post
    I would write to the DVLA and get them to do an internal investigaiton - avoids paying a court fee if they can sort it out first.
    That's what the girl at the DVLA said. Think I'll go that 1st unless there's a time limit at the court for reopening the case?

    Quick question, anyone know how long can go by before the CCJ can be completely removed?


  5. #5
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    Default Re: HELP - DVLA have issued a CCJ against me

    At best you're looking at 4 months, as it is the DVLA that will have to process the court amendmenticon, Registry Trust to remove the erroneous information and for this to filter through to your credit records.... and that's only if it all goes swiftly!


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    Default Re: HELP - DVLA have issued a CCJ against me

    Quite! As this adverse info is having an effect on your life I suggest the quickest route is a 'setting aside' application to the court then the DVLA will have to get their act together as they no longer have any control over the time line, but don't forget to give them a deadline for action followed by an lbaicon if they don't respond quick enough.


  7. #7
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    Default Re: HELP - DVLA have issued a CCJ against me

    Did you return the logbook to the DVLA when you sold the car?

    Lloyds TSB, Total Charges £900, Claim Filed for £1379 - Settled

    Sainsbury's Bank Credit Card, Total Charges £90 - Settled.

  8. #8
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    Default Re: HELP - DVLA have issued a CCJ against me

    It was sent off but how can I prove it? I only sent it 1st class as normal. I moved house a month after so never received any confirmation that it had changed. Should have checked but I can't go back and change it now...... best foot forward



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE