Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 21st November 2006 16:48 #1
    bluenoseboy bluenoseboy is offline
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    Default Carcraft Grrr...

    Ok, long story short. I bought a car from there (don't ask why). Anyway, the person who sorted my finance forged my signatureicon on the warranty I didn't want and on the payment protection. I went back to Carcraft when I noticed I was being charged for these. The person who done got sackedicon but I am still paying PPIicon on one finance (the other finance was cancelled as this was only covering the warranty). They said they'd do the work that needs doing on my car as a a goodwill gestureicon but so far, nothing. What should I do!?

    Similar Threads:
    October - Letter sent for statements
    October - Statements recived. Highlighed my charges (£2785) and sent a letter asking for the amount to be refunded in full
    November - Recieved reply making an offer of £1000 which I will not be accepting.
    30/11/06 - MCOL 3220.11 INC 8% - wait 14 days...(14/12/06)
    Acknowledged on the last day 28 days to respond
    03/01/07 Barclays are defending. Not sure what happens next...

    Thanks for everyone's help so far
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  2. 21st November 2006 18:27 #2
    itsamomentintime itsamomentintime is offline
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    Default Re: Carcraft Grrr...

    if they have agreed to do work on your car, get it in writing

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  3. 22nd November 2006 11:32 #3
    bluenoseboy bluenoseboy is offline
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    Default Re: Carcraft Grrr...

    The problem is, I am still paying for payment protection that I didn't sign for

    October - Letter sent for statements
    October - Statements recived. Highlighed my charges (£2785) and sent a letter asking for the amount to be refunded in full
    November - Recieved reply making an offer of £1000 which I will not be accepting.
    30/11/06 - MCOL 3220.11 INC 8% - wait 14 days...(14/12/06)
    Acknowledged on the last day 28 days to respond
    03/01/07 Barclays are defending. Not sure what happens next...

    Thanks for everyone's help so far
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  4. 22nd November 2006 12:35 #4
    Jimbo44 Jimbo44 is offline
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    Default Re: Carcraft Grrr...

    Quote Originally Posted by bluenoseboy View Post
    The problem is, I am still paying for payment protection that I didn't sign for
    Your local Trading Standards should be your next port of call. Take with you all the paperwork you have and seek their advice. They could suggest involving the police for the forgery aspect.

    My hunch is that the payment protection agreement is not enforceable, but this could be dependent on whether it forms a part of another credit agreement or is a 'stand alone' one.

    It does seem somewhat odd to me that the supplier cancelled one agreement on which your signatureicon was forged but not the other. I'm just wondering if this could have something to do with either commission on the PPIicon or a clumsy attempt to 'cover up' apparent serious malpractice within their organisation.

    Whichever though, Trading Standards is the place as they are responsible for the Consumer Credit Act (assuming the agreement[s] fall within that).

    Jimbo 44 - always happy to help, but always willing to learn from being corrected too!!! Whilst any advice given may be based upon personal experience, please always be sure you seek guidance from a professional in the particular field.

    Never be afraid to try something new. Remember that a lone amateur built the Ark, but a large group of professionals built the Titanic.


    A 'click' on the scales is always appreciated if I have helped. Many Thanks!
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  5. 22nd November 2006 12:46 #5
    bluenoseboy bluenoseboy is offline
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    Default Re: Carcraft Grrr...

    Thanks for the reply. I will contact my Trading Standards. One question....where are they haha. I've never needed them before

    October - Letter sent for statements
    October - Statements recived. Highlighed my charges (£2785) and sent a letter asking for the amount to be refunded in full
    November - Recieved reply making an offer of £1000 which I will not be accepting.
    30/11/06 - MCOL 3220.11 INC 8% - wait 14 days...(14/12/06)
    Acknowledged on the last day 28 days to respond
    03/01/07 Barclays are defending. Not sure what happens next...

    Thanks for everyone's help so far
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  6. 22nd November 2006 12:50 #6
    bluenoseboy bluenoseboy is offline
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    Default Re: Carcraft Grrr...

    it's ok i've found them

    October - Letter sent for statements
    October - Statements recived. Highlighed my charges (£2785) and sent a letter asking for the amount to be refunded in full
    November - Recieved reply making an offer of £1000 which I will not be accepting.
    30/11/06 - MCOL 3220.11 INC 8% - wait 14 days...(14/12/06)
    Acknowledged on the last day 28 days to respond
    03/01/07 Barclays are defending. Not sure what happens next...

    Thanks for everyone's help so far
    Reply With Quote Reply With Quote
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE