Bank Contest/Defend

**Dellean** · 21st November 2006 16:37

I need help as I think my Bank, The Woolwich, will either contest or defend my claim because I have had several correspondence with them before taking them to Court. Has anybody been in this situation. Please help. What do I do?

Similar Threads:

**mollington** · 21st November 2006 17:17

have a look at the woolwich forum on the link below

http://www.consumeractiongroup.co.uk/forum/woolwich/

its also a good idea to read the FAQs before getting started

**Dellean** · 22nd November 2006 12:35

Yes, I knew it! The Woolwich has filed an acknowledgement:- I have just received it but has been dated 17th November.

Intending to defend all of the claim.

The Defendant has 28 days from the date of service of the claim form with particulars of claim or of the particulars of claim to file a defence icon

.

Filed by:-
Barclays icon

Legal & Compliance
Litigation & Disputes
Level 29
One Churchill Place
London
E14 5HP

Panick has set in. Is anyone there that can help me please.

**Allyxia** · 22nd November 2006 13:36

Hiya - what exactly do you want help with?

Dont panic first off this is normal! they wills icon

end a defence to teh court now, and then you will be sent an aq icon

to complete!

You have to cough up a further £100 and return it to the court (usually get a two week deadline) then its sit back and wait for a court date or settlement off the Wooly which ever comes first. Im waiting for my court date at the moment - but as youve learnt from experience the Wooly like to pay up the day before (ive read one story where they have met the person outside the court). So your timescales are now in the hands of the courts which are having huge backlogs so im afraid its a waiting game now!!!

**Dellean** · 7th December 2006 00:33

I have been away for a few days and I thought I will come back to meet my cheque from the Woolwich but the opposite had happened. Received my aq icon

today. I am sure I found how to complete this form or a similar one on site. I am now looking for Form N150. If anybody can help please post a reply as soon as possible. Dellean

**sarah13** · 7th December 2006 00:38

http://www.consumeractiongroup.co.uk...ompletion.html

guide to allocation questionnaire icon

-good luck

**Bookworm** · 7th December 2006 00:43

3 threads merged. Please keep to one thread per claim, it will help keeping track.

If you thought that you would have got a cheque by now, you haven't read around enough. Barclays icon

/Woolwich/Barclaycard have by now a well established pattern that seldom deviates, and that is to hold out until between 5 and 1 days before the hearing date to settle.

Read other people's threads. Read the ones in the successes forum, it will teach you how your opponent usually works. Knowledge is very much power here. ;-)

**Dellean** · 7th December 2006 00:58

Thanks everyone. Bookworm, I have a dry sense of humour. I know it takes ages. I was being sarcastic!

**Allyxia** · 7th December 2006 14:24

My wooly got settled about 20 days before the hearing -maybe they are just feeling festive!!!

Again with dry humour!

**jamesya** · 7th December 2006 16:05

Hi all. Im currently awiating the woolys next move, as I read many times they left until the last minute to file aknowledgement and have up to 11th to file defence etc. But assuming they do...and of course they will...what other costs are involved? Only I thought that once you payed the initial court claim fee, the courts did the rest?? Am I being a naive fool? Please advise...

**Allyxia** · 7th December 2006 17:25

Hiya James

What you need to do is start your own thread in the wooly forum And I willahppily answer any queries you have on your thread.

If you PM your link, so I can find your thread quiclkly I will reply to you!!!

Good luck all!!

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