Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 8 of 8
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Rachee Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2006
    I am in
    Northumberland
    Posts
    15

    Default H BOS credit card claim HELP PLEASE

    Hi I am new to this so am not really sure what I am doing or if I am posting in the right section (Sorry if I am not).

    Could you tell me if I write to the same people at Halifax Bank of Scotlandicon for Credit card accounts I am going to ask for my statements but am not sure if it is a different address for creditcards to bank accounts.

    Thanks


    Similar Threads:

  2. #2
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Rachee Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2006
    I am in
    Northumberland
    Posts
    15

    Default Re: H BOS credit card claim HELP PLEASE

    I have just phoned Halifax Bank of Scotland and been informed that if I want my last 6 yearsicon statements they WILL charge me £360 I went on to explain about the date protection act and even got put through to the manager who said that under no circumstances would I get 6 years statements for under £360 I hate HBOSicon


  3. #3
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    In a world of my own...
    Posts
    2,299

    Default Re: H BOS credit card claim HELP PLEASE

    Hi Rachee,

    Their credit card adminicon seems to be centred in Dunfermline (Pitreavie), but I have been dealing with Trinity Road, Halifax. I have used Halifax for my claims, but you could probably use Dunfermline if you preferred to use the Scottish courts. I prefer the English, as there is a higher limit to your small claimicon.

    If they have the information they are wanting to charge you that money for (and it looks like they've admitted that they have), then you should be entitled to ALL of it for £10 under the DPA. As long as it's on a "relevant filing system."

    HTH

    Bill.


  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Rachee Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2006
    I am in
    Northumberland
    Posts
    15

    Thumbs up Re: H BOS credit card claim HELP PLEASE

    Hi there

    Thank you very much for that. I will send a letter off Recorded Delivery today. The account is still open and active but a couple of years ago I was always getting late payment charges (probably £1000) so if I could get that back it would be a big help.

    I will use the Trinity Road for my claim as I am one the english side and would like to get the most I can form Halifax Bank of Scotlandicon.

    Cheers again


  5. #5
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    In a world of my own...
    Posts
    2,299

    Default Re: H BOS credit card claim HELP PLEASE

    If you haven't done so, yet, have a read up on Contractual interesticon before you start to claim your charges. It's well worth it !!


  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Rachee Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2006
    I am in
    Northumberland
    Posts
    15

    Default Re: H BOS credit card claim HELP PLEASE

    Thanks again.

    Could I just ask one more thing. Is it still ok to get your credit card statements for this period (6 yearsicon) as I am applying to my credit card and not bank account and do not want them to try and intimidate me again. Also do I use the letter in the libary that you send for your bank statements? to the credit card company aswell.

    thanks


  7. #7
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k Authoritative bill-k's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    In a world of my own...
    Posts
    2,299

    Default Re: H BOS credit card claim HELP PLEASE

    Sorry for delay, R. I've only done SARicon for bank statements, so far. But as far as I know, that single £10 fee should cover ALL data held by that particular organisation (Data Controller). To me, that means ALL your Halifax, BOS & HBOSicon accounts AND credit cards.

    When you send your SARicon, give them as many account numbers as you can, so they can't dodge out of it.

    HTH

    Bill.


  8. #8
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Rachee Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2006
    I am in
    Northumberland
    Posts
    15

    Default Re: H BOS credit card claim HELP PLEASE

    Cheers again



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE