Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
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    Default Lowell and Littlewood CAT debt

    Hi

    I am looking for some advice regarding Lowell debt collections.

    I originally had a Littlewoods catalogue account that had an outstanding balance owing on it due to coming out of work I was paying Littlewoods an agreed 5.00 per month.

    it then received a lettericon form Lowell April 2014 to say they had purchased the debt and would like a payment in full.


    I spoke to the company and explained the situation and was advised by an agent that the 5.00 per moth would be fine to pay to clear the debt owing of 64

    I have recently been considering getting a mortgageicon and have noticed on my credit file they have filed defaults on every payment even though they had agreed this would be fine and did not say that anything would be recorded on my credit file.

    just wondering if there is anything I can do to get this removed the balance was paid off on July 2015

    the account start date was September 2009
    account end date was July 2015

    thanks in advance


  2. #2
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    Default Re: Lowell and Littlewood CAT debt

    Littlewoods would have correctly added a default date in the summary before they sold it to Lowells
    that will remain for 6yrs regardless to what other put or when you paid it off


    the whole account will vanish on the defaults 6th birthday

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  3. #3
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    Default Re: Lowell and Littlewood CAT debt

    on my credit file there is nothing from littlewoods just lowell 2014 and the first payment i made in the april has been placed as a default


  4. #4
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    Default Re: Lowell and Littlewood CAT debt

    when a debt is sold the name of the fleecers replaced that of the OC
    what is the defaulted date in the debt summary

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  5. #5
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    Default Re: Lowell and Littlewood CAT debt

    april 2014


  6. #6
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    Default Re: Lowell and Littlewood CAT debt

    What date did you reduce payments to Littlewoods ?

    We could do with some help from you

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  7. #7
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    Default Re: Lowell and Littlewood CAT debt

    i reduced payments with littlewoods in 2013 to 5.00 per moth this was agreed by littlewoods


  8. #8
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    Default Re: Lowell and Littlewood CAT debt

    then littlewoods should have frozen interest then and marked it as defaulted and sent a default notice.

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  9. #9
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    Default Re: Lowell and Littlewood CAT debt

    DON'T ring lowlifes again, if you want to pay anyone pay Littlewoods direct, don't fund the incestuous world of debt collectorsicon, least of all these clowns.


    Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!
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  10. #10
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    Default Re: Lowell and Littlewood CAT debt

    Quote Originally Posted by Bazooka Boo View Post
    DON'T ring lowlifes again, if you want to pay anyone pay Littlewoods direct, don't fund the incestuous world of debt collectorsicon, least of all these clowns.
    BB Littlewoods have sold the debt to Lowlifes, so are not entitled to be paid, they probably got 20 quid for it from Lowlife.

    The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!
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  11. #11
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    Default Re: Lowell and Littlewood CAT debt

    the debt is paid been makrked as satified and a reposession on my credit file on the payments screen every single payment fro april till the day it was paid up is marked as a default.


  12. #12
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    Default Re: Lowell and Littlewood CAT debt

    forget the calendar section that's immaterial


    look at the debt summary


    should say a defaulted date

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