Jump to content


MMF/Moriarty Law letters re old wage day advance PDL


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2413 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi, just looking for some advice,

 

about 4/5 years ago I got in a circle of getting pay day loans to pay off other payday loans.

 

Long story short, I paid off most of these about 18 months ago (after they had being passed on to debt collectors)

 

I have since being able to buy a property with a mortgage (even know my credit still isn’t the best).

 

I was shocked today to get a letter to my new address from a company called Moriarty Law acting on behalf of Motormile Finance.

 

They state they even sent me a letter last month (which they definitely did not) this is the first one I have ever received.

I don’t even know when this loan was how much it was for, nothing.

 

I’m a bit confused because I owed that many company’s money a few years ago the only way to know who I exactly owed money to was from looking at my credit report and going from there, this wasn’t (and still isn’t) on there is it had completely come out the blue

 

. I’m just looking for some general advice before I phone them?

 

Someone has mentioned the three letter process, I’ve looked that up, would that work for this? Thank you for any help you can give me.

Link to post
Share on other sites

Never phone these companies. This is just a threat-o-gram and they may never issue a court claim. I am not sure they are even a separate legal firm and may just be a trading name used by MMF.

 

If you want to send them a letter to obtain the information, send them a CCA request, which is linked to. If you don't send recorded delivery, get proof of posting and remember to enclose a postal order for £1 postal order as the statutory fee due for such requestd.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

No Moriarty Law are a separate traded firm. Merligen Investments also use them.

They are a trading name of HK Legal - HKH Kenwright & Cox

 

In short of it they do issue claims... Ive found them to be quite litigious in many cases but nothing short of BW Legal...

Just keep an eye out if a claim does come through.

 

If a claim form comes through the door - Come straight back here - We can help you defend.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Link to post
Share on other sites

I can’t actually remember, I googled a few things and that come up, I registered on this forum though as I couldn’t get many answers from google, this site seemed the best way to get help.

Link to post
Share on other sites

Forget the stupid freeman of the land 3 letter process

Absolute twaddle.

 

Please don't ring or pay powerless DCA's

They are not bailiffs

H

And have no such legal powers

 

Who was the original loan with?? Peachy??

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Moved to the MMF forum

Loads of like threads here

I've removed that letter you put up

 

Can you pop it back up as a PDF please

Click upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hidden as ref numbers showing

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I wouldn't sweat over it

 

Have gku moved since taking this and other credit now debt out that remains unpaid?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

and ofcourse they are not aware of your correct address

as you've not legally informed them??

 

you are in danger of a backdoor CCJ that you'll know nowt about.

 

CCA request time

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

nope

read my post again

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

The owners of a debt are allowed to use the last known official address for a debtor, to send the court claim to.

This might be the previous address to any address they have traced you to and sent letters.

 

At the moment MMF/Moriarty have had no official confirmation you live at the address they have written to you at, because you have not responded.

Therefore they could have reason to issue a court claim to your previous address and you might not then be able to defend it, because you never received it.

 

dx suggests you send a CCA request to MMF confirming the address you are now living at.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

well mores the point - the CCA request will kill two birds with one stone.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...