Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. 20th November 2006 19:49 #1
    itsamomentintime itsamomentintime is offline
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    Default total disaster!!!!!

    peeps
    i am at the stage where i am waiting for Abbeyicon to acknowledge my claim against them via the moneyclaim website

    BUT

    the copies of the 2 letters i have sent them already (inc letter before actionicon) have been accidentally binned


    is this significant......?

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  2. 20th November 2006 20:11 #2
    blueskies blueskies is offline
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    Default Re: total disaster!!!!!

    Binned at your end (i.e. they haven't seen them)?


    BEFORE     starting your claim read through the FAQ's and if there's something you aren't sure of then ask.
    If you win, donate to this site
    Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

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  3. 20th November 2006 20:19 #3
    Lula Lula is offline
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    Default Re: total disaster!!!!!

    do you not still have a copy of your computer?

    Lula


     Lula v Abbey - Settled
    Lula v Abbey (2) - Settled
    Lula v Abbey (3) - Stayed

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  4. 20th November 2006 20:24 #4
    itsamomentintime itsamomentintime is offline
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    Default Re: total disaster!!!!!

    no - but Abbeyicon will have the originals no?

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  5. 20th November 2006 20:26 #5
    Lula Lula is offline
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    Default Re: total disaster!!!!!

    yes they will, but i am not sure that I would want to let them know that I have lost them

    Lula


     Lula v Abbey - Settled
    Lula v Abbey (2) - Settled
    Lula v Abbey (3) - Stayed

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  6. 20th November 2006 20:32 #6
    itsamomentintime itsamomentintime is offline
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    Default Re: total disaster!!!!!

    i know!

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  7. 20th November 2006 20:33 #7
    itsamomentintime itsamomentintime is offline
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    Default Re: total disaster!!!!!

    at some point, dont they have to share with me what their defence is (i think this is called a 'bundle')? will this include the letters that i have sent them?

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  8. 20th November 2006 20:33 #8
    notlam notlam is offline
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    Default Re: total disaster!!!!!

    Quote Originally Posted by itsamomentintime View Post
    peeps
    i am at the stage where i am waiting for Abbeyicon to acknowledge my claim against them via the moneyclaim website

    BUT

    the copies of the 2 letters i have sent them already (inc letter before actionicon) have been accidentally binned


    is this significant......?

    Not really. Send another one....

    Dear Abbey,

    I refer to my two previous letters regarding my claim and I look forward to receiving your acknowledgement within 10 days please.

    Yours, you (and remember this time to keep a copy )

    Lloyds TSB - £3,300.00 + £250.00 from FOS.
    ***FULL SETTLEMENT RECEIVED***

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  9. 20th November 2006 22:10 #9
    e28bigalbexley e28bigalbexley is offline
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    Default Re: total disaster!!!!!

    OH Dear.

    -------------------------
    CAPITAL ONE * SETTLED*31st Oct 06
    HBOS *SETTLED* 8th Oct 06
    WOOLWICH *SETTLED*12thJan2007
    Monument (Barclays) *SETTLED*10thMar2007
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  10. 20th November 2006 23:52 #10
    cheddar cheddar is offline
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    Default Re: total disaster!!!!!

    Not a disaster at all just resend as advised.

    NatWest - I WON!!!! £2598.22 This is how
    BCW - I won This is how
    Intrum Jusititia for sister - We won! Here's how
    Contact for Lenses - I won This is how

    Please feel free to click the scales if you find my advice helpful!
    Please remember look at the FAQS first!!!
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  11. 21st November 2006 11:05 #11
    PhantomReclaimer PhantomReclaimer is offline
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    Default Re: total disaster!!!!!

    Quote Originally Posted by itsamomentintime View Post
    peeps
    i am at the stage where i am waiting for Abbeyicon to acknowledge my claim against them via the moneyclaim website

    BUT

    the copies of the 2 letters i have sent them already (inc letter before actionicon) have been accidentally binned


    is this significant......?
    To clarify. You sent the letters - they then binned them? Or, you never sent the letters and have binnied them your self?

    P.

    Northern Rock; S.A.R sent 11/8/06 - Delivered. Recieved details of 6 yrs charges on 8th. Wrote back asking whether or not they hold information going back further than that.
    MBNA; S.A.R sent 11/8/06 - Delivered 14/8/06
    Barclays; S.A.R - (Subject Access Request) request sent 11/8/06 - Del 14/8/06
    Diners Club; S.A.R sent 11/8/06 - Delivered 14/8/06. Recieved form to fill and return with fee on 17/8/06. Sent form back, delivered 4/9/06.
    Intelligent Finance; Prelim letter emailed 16/08/06, claiming £318. Email recieved from "Anne-Marie" 17/8/06 saying my email has been passed to Customer Relations dept. Fob-off letter received 23/8/06, letter sent in return same day - Delivered 24/8/6 Recieved letter offer 25% settelement - refused - LBA sent. MCOL on 10th revcieved notification that they intend to defend on 13th. 06/9/2006 WON!!!!!!
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  12. 21st November 2006 11:13 #12
    tamadus tamadus is offline
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    Default Re: total disaster!!!!!

    If you wrote these letters on your computer and accidently deleted them and you haven't emptied the recycle bin you should still be able to recover them. Failing which there is software available that can recover them from your hard drive.

    It's not really a big deal to recreate them or even get a copy from the bank but obviously you would prefer the originals.

    PM me if you want to and I can help you recover them.

    Alliance & leicester:Settled 8/9/06 http://www.consumeractiongroup.c o.uk/forum/alliance-leicester-successes/19700-tamadus-l.html?highlight=tamadus
    Capital One:Settled 22/9/06 http://www.consumeractiongroup.c o.uk/forum/capital-one/16644-tamadus-capital-one.html?highlight=tamadu s
    MBNA 2 accounts:Settled 22/9/06 http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/13831-tamadus-mbna-i.html?highlight=tamadus
    Smile:Settled 15/11/06
    Egg Card:S.A.R - (Subject Access Request) sent 2/10/06
    GE Money:S.A.R - (Subject Access Request) sent3/8/06 LBA sent 26/9/06
    Abbey:ERC prelim sent 14/9/06. LBA sent 2/10/06. Now it's getting interesting so keep watching
    Barclaycard:In criminal default watch this space
    Lloyds TSB:In criminal default watch this space

    If my comments have been useful please click the scales and let me know.
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  13. 21st November 2006 15:11 #13
    itsamomentintime itsamomentintime is offline
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    Default Re: total disaster!!!!!

    eh up, just found one of the letters on my pc at work - thanks for the offers of help everyone

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