Thread: Jakena Vs Barclays**won**

Hi, I've sent my first letter with a schedule of charges a couple of weeks ago and first we had a reply from them that they would look into it, then at the weekend they sent us reply saying that they are willing to pay £515 towards the total amount I am claiming and that is to cover the cost and inconvenience inherent in a further dispute. This is only about half the amount as I claimed for £1020 charges.

Is there a template letter like the letter before action that I can send as a reply saying that I will accept the £515 however I am still going to carry on with the rest of the money they haven't offered?

I am actually impressed that they even offered half after only the first letter.

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hmm so any advice, or shall I just amend the letter before action to suit my needs?

Yes just amend the lba along the lines of:

Thank you for your letter dated xx/xx/xx and your settlement offer of £XXX

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder.

Ok, I have recieved a response from Barclays, if I do not accept their proposal of £515 as a Full and final settlement then they won't pay any of it as I said I was going to continue to claim the rest, so I guess I'm onto the next stage to claim the full amount?

Ok Court claim submitted today, Do I send Barclays back a letter telling them I have submitted the claim today, or does the court do that asking them to submit a defense? It says I should send them another schedule of charges that i'm claiming, shall I also send in a letter to them the particulars of claim that I have submitted on the claim form?

Send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:

The Court Manager,
Money Claim Online
Northampton county court
21-27 St. Katharine's Street
Northampton
NN1 2LH

Dear Sir/Madam

(Your Name) –v- (Bank)
Claim No: ********
Date Issued: xx/xx/xx

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.
Yours sincerely,

Wait until you receive the Notice of Acknowledgement from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

Dear Sir,

(Your Name) -v- (Bank)
Claim No: ********
Date Issued: xx/xx/xx

Please find enclosed a copy of my schedule of charges relating to the above claim.

Yours sincerely,

Thats great, thanks for the info. I get panicky over this stuff and have given up talking on the phone as I get all stuttery.

As this is a joint account with my boyf I am claiming from, my boyfriend tried phoning the bank but they will not talk to him as I submitted the claim even though the account is in both our names. He is so much better at talking on the phone than me, they don't bully him lol.

Ok got a Notice of issue this morning. Barclays has until the 2nd January to reply.

Is a notice of issue the notice of acknowledgement?

How do I know when they acknowledge, if they leave it until the last minute, it can't be by post, surely?

Your claim on MCOL will change from Issued to Acknowledged. They can Fax at the last minute.

Ok, it said they had until the 2nd January to acknowledge, and it says they acknowledges on the 29th december so what do I do next.

Micheal Browne said earlier I have to send a letter with my schedule of charges to the banks solicitors however I don't have a solicitors address?

i sent my schedule to
litigation and disputes team
level 29
1 churchill place
london
e14
hope this helps.
good luck.

Is that their lawyers, or just a Barclays department?

i think it's the department that deals with everyone's claim.
i don't think anyone knows who their solicitors are because they haven't gone to court yet.
that's where i have sent all my correspondence to and so far so good.

Thanks, yes I sent two copies of my schedule of charges to the court manager address, so I just have to send a copy to Barclays legal department then.

Then I guess I just wait a while?

Ok I got the notice of acknowledgement through the post saying that Barclays intends to defend the claim and that they have 28 days to do so.

I've been reading some more posts, and people are saying when Barclays enter a defense and yo get your alocation questionnaire to fill in, there's another £100 charge to pay on top of the £120 I had to pay to take them to court. Is this true?

Only if your claim is over £1500