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Myjar late payments since 2014


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Hi

I have late loan monthly payments recorded on my credit report from Nov 2014 up to now

 

. I haven't paid but want to clear the loan now that I can afford to.

 

Myjar charges a late monthly payment fee if you are 3 days overdue on your monthly payment.

I have had no record of them asking for late payment charges from me.

 

Can I ask them to accept the loan repayment in full without any charges and is it likely that they will register a default anyway?

 

Look forward to your response

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So you have not made any loan repayments since November 2014 ?

 

Myjar have not issued any default notice and no default is noted on your credit record ?

 

This seems a bit unusual.

 

Do Myjar still have this debt or has it been sold on ?

 

Have you moved address since November 2014 ?

 

Edit. Having searched CAG, Myjar have had problems noting defaults previously.

We could do with some help from you.

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This site Community Action Group.

 

If you want to pay this debt off, then send them a without predjudice full and final offer for the balance of the loan left outstanding. If you don't know how much this would be ask Myjar for a copy of all statements of account and the statement in November 2014 should show the remaining balance.

 

If you can pay the full balance left as a lump sum, then they might waive any interest and charges added since November 2014.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Was this your only loan them?

Did you have other loans at the time

Or a pOor credit history then?

 

Could be irresponsible lending here

 

But no they cant add penalty fees

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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