Attachments Unapp'd - Personal info in them

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**(2-Viewing)-nbsp

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Thread moved to Financial legal Issues forum

Name of the Claimant ?

Capquest investment limited

Date of issue – 11.08.2017

Date of issue 11.08.2017+ 19 days ( 5 day for service + 14 days to acknowledge) = 30.08.2017+ 14 days to submit defence = 13.09.2017 (33 days in total)

What is the claim for – the claimant claims payment of the overdue balance due from the defendant(s) under a contract between the defendant(s) and shop direct.

Dated on or about Sep 03 2014 and assigned to the claimant on Aug 20 2015

What is the value of the claim? £520

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Catalogue

When did you enter into the original agreement before or after 2007? After

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.

No it was a debt purchaser

Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes

Did you receive a Default Notice from the original creditor? Yes

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? Yes

Why did you cease payments? I split up with my ex partner

What was the date of your last payment?

Not sure

Was there a dispute with the original creditor that remains unresolved? No

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No

pop up on the MCOL website detailed on the claimform.

.

register as an individual

note the long gateway number given

then log in

.

select respond to a claim and select the AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

confirm and exit MCOL.

.

get a CCA Request running to the claimant

leave the £1PO blank and uncrossed

.

get a CPR 31:14 request running to the solicitors

.

don't sign anything

.................

please note your corrected dates for AOS and defence filing.

dx

Hi

the thing I am unsure about is that Capquest stated in their letter on the 04.08.2017

all collection activity will be suspended on your account until we have issued our final response.

Received response dated 15.08.2017

Then the CCJ claim dated 11.08.2017.

All help very appreciated

Strongdumplin

So now you know not to believe a word a DCA says

They've given you grounds to complain further... Why not raise a further complaint but this time direct it to the CEO of capquest... They may cease legal action...

They made a promise and have broken it...

I can help you draft something if need be

They've given you grounds to complain further... Why not raise a further complaint but this time direct it to the CEO of capquest... They may cease legal action...

 

They made a promise and have broken it...

 

I can help you draft something if need be

Wont have any effect on the court claim..pointless letter tennis and a waste of a good stamp fko.

Hi

I have attached the CCA Request and CPR 31:14.

If you would kindly look them over for me please.

Kind Regards

Strongdumplin

CCA Request 1.pdf

CPR 31 14 request 1.pdf

we don't need to see our templates

as the first red line in each tells you.

atts removed

dx

Have you done AOS on mcol? Too

Hi all

Yes I have done it this morning, as my tablet decided to pack up last week. Going to send the letters when I going town in a bit.

Regards

Strongdumplin

Hi all

Just received this email from Restons today.

Re: Capquest Investments Limited v. Yourself

Account Number:

Original Creditor and Product Type: Shop Direct - Littlewoods Mail Order

Dear Sir,

We write further to your recent correspondence.

We can confirm that a County Court Judgment has not been registered against you, and your account remains on hold, we have requested instructions from our Client.

We shall revert back to you in due course.

Miss C Dalton- Corrigan

Case Manager

So what did you send then?

I sent the CCA Request and CPR 31:14.

This may have something to do with the complaint,

what complaint

what did you complain about?

dx

It's all in my previous posted.

Strongdumplin

oh god you moaned because they refused your money.

as andy says waste of time

ok ignore all that

just don't miss your defence filing date

Ok

Don't know why I bother i came on hear for advice not for you to have a go.

If you bothered to read my previous post you would know what this was all about.

Il do it on my own do t this at all.

I find this absolutely appalling so called administers bullying dx100uk you are nothing but a troll.

This was a response to my complaint for not accepting my offer of payment.

It stated that all collection activity will be suspended until we have issued our final response.

Then today 16th Aug I got their response they have upheld my complaint and give £75 compensation.

The letter was dated 15th Aug,Letter attached.

that side of it is over

it has no bearing on the claimform

and wont stop that proceeding.

as andy already indicated.

my comment above was that oh god not that usual trick they've pulled...not AT you for falling for it.

sadly you've got to understand the way a debt buyer and their cohorts work.

they will pull any and all kinds of stunts they can to unsettle, intimidate, confuse and spoof a debtor

even into visions of a false sense of security that they'll not progress a claim

until / unless a claimant specifically writes that they are discontinuing court claim number XXXXX

and have also written to the court to tell them that too

you don't believe anything they intimate or hint too

lost count of the number of claims here that have been lost because a defendant had such a letter like the one from restons.

because things like that were said and read WRONGLY. in thinking a defence was not need as the claim was not being progressed by them

it doesn't say that ....

'

reston have NOT said the claim has been discontinued

read it properly

We can confirm that a county court Judgment has not been registered against you, and your account remains on hold, we have requested instructions from our Client.

they quite rightly say that a CCJ has NOT been registered against you

it cant be yet..

you've said defend all on your AOS at MCOL. so that gives you a total of 33 days to file your defence from the date top right of the claimform

the fact that they are awaiting instructions from their client, means exactly that.

what their client next does is down to YOU>

which is NOT missing that deadline

dx

All I did was post an email that was sent to me. I never said that I believed what they were saying. You jumped in and had a go saying I was moaning and then took this **** like a big troll you think you are bigger and better then everyone else and that gives you the right to take the mick.

id much rather you had a go at me than get things wrong..

dont sweat about it..

I just hate dca's spoofing people

if everyone stopped paying them tomorrow

the whole industry would collapse

dx

Came on this site for help as i have dyslexia.

But instead of help all I get is so called admin taking the p***.

we are not interested in disadvantaging you at all.

neither is

or should

your disabilities effect how we help you

concentrate upon what you need to concentrate on...

don't use it as an excuse

it matters nowt to us..

we simply are here to help

your defence is due by 4pm 12th sept..

that's your focus

have a go we'll help you.

dx

Hi

I haven't got a clue what my defense should be..

As I see it I haven't got one and wouldn't know were to start

I just don't want a ccj on credit report.