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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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Backstreet garage had car 3mts - not repairing. getting my money back?


bhamdriver
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Hi everyone!

 

we bought an Audi A6 auto in September 2016 with a known gearbox problem.

We found a gearbox on eBay (rare gbox code), and had it sent to us and fitted by our mechanic.

It wasn't right and was leaking,

the supplier took it back, repaired it, and sent it back out to us. It still wasn't right.

 

Eventually the supplier said to send him the car (To Essex, we're in Birmingham) and he'd fix it free of charge.

 

 

By this point we had paid him £1000 for the gearbox.

He then said the ECU was a problem and to send him £350 to have the ECU repaired.

 

 

He has now had the car since April 2017.

I've called countless times, and when I eventually do get hold of him,

he either says they're busy, or the latest one was that they've changed 3 gearboxes with no luck.

 

 

I managed to get someone from a nearby garage to go and check that our car is still there.

He said that it is, but that we should go get our car as it will just rot there.

He said we're not the first to threaten the guy with legal or police action,

and that no one has ever had any luck getting money out of this guy.

 

Apart from our mechanics' labour, we're out £1350 to this guy.

We obviously didn't know who we were dealing with initially.

We have bought many gearboxes and engines from eBay and from breakers, and never had any issues.

 

Paypal won't cover the money, as the transaction is over 180 days old.

And it wasn't paid for by credit card,

so I'm not sure what happens with indemnity.

 

Do any of you have any experience with something like this?

Is there any way of getting our money back?

Thank you.

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It seems to me that your first priority is to get the car back.

 

Read our customer services guide – implement the advice there and then call them on the telephone. See what they have to say and tell them that you are coming round and give a time and date.

 

Go get the car. I suggest that you photograph it before you move it – exterior and interior.

 

Once you have the car back in your possession then in order to get your money you may have to bring a small claim in the County Court. On the basis of what you say, you stand a good chance of success. But see about getting the car back first. Then come here.

 

I'm assuming that they don't say that you owe them any money. Is that correct?

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It seems to me that your first priority is to get the car back.

 

Read our customer services guide – implement the advice there and then call them on the telephone. See what they have to say and tell them that you are coming round and give a time and date.

 

Go get the car. I suggest that you photograph it before you move it – exterior and interior.

 

Once you have the car back in your possession then in order to get your money you may have to bring a small claim in the County Court. On the basis of what you say, you stand a good chance of success. But see about getting the car back first. Then come here.

 

I'm assuming that they don't say that you owe them any money. Is that correct?

 

Thank you for your reply. I have tried over and over to call them, but they aren't answering.

Looks like we have to go down, photograph the car, check it mechanically to make sure there are no other faults, and take it.

How feasible is it though that a backstreet garage will even respond to any County Court summons?

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