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Npower trying to default me even though they lost in court!!!


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Hi All,

 

need some help please. I will list the points below:

 

1, 2013 - changed supplied to Eon, never got a final bill from Npower (they say they did send it)

2, Never got any bills of any reminds or red letters from them at all.

3, then got a letter from them out of the blue in Oct 2014 saying i owe them for gas/elec and i have to pay before debt collection agencies get involved.

4, i contacted them, and told them about back billing as they were chasing me for something which was 18 months old.

5, then i get letters from DCA, 2015, was told to ignore which i did.

6, small claims court arrives from county court, Jan 2016

7, i dispute it and regarding back billing and I win.

8, not heard anything for until Apr 2017, another DCA called Arvato started calling me to pay.

9, I told them the situation, they put the account on hold, they liased with Npower, then decided to carry on harrassing me.

10, 14th July Npower send a letter telling me i have to pay in full or they will default my file.

11, the amount is £467.35, yet when i log into the account and look back it says I owe £616!!!

12, I have sent an email to Npower to cease chasing me for this.

 

I need to know, what other things can I do to stop this default?

 

n.b. i don't have any paperwork as I won in court, and as it was a year old in jan this year, i binned it all (daft i know)

 

Any help is much appreciated

 

Thanks

 

Paul

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Anyway aside of all that. Sign up with all 3 - Verify all 3 agencies DONT have a default (Callcredit, Experian & Equifax)

Come back here and let us know what you find.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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They are correct that they can default you

But that must be in a timely manner

Within 3mts of the 1st missed bill payment

 

As for any dca ignore them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Anyway aside of all that. Sign up with all 3 - Verify all 3 agencies DONT have a default (Callcredit, Experian & Equifax)

Come back here and let us know what you find.

 

ok took some time, all are clear, no defaults against me, they don't even appear in the utilities section!

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so they can't then? it's just over 4 years ago?

 

Yes they can...

if they do it must be dated at that time

 

Workout out when the first bill was and what would have been the date of your 3rd missed payment

 

Though I think you could be panicking about a silly threat-o-gram here that's doesn't say anything of the sought about defaults

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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]Hi,

 

the final bill was 26th June 2013, so it would be 26th Sept 2013!

 

not necessarily panicking, just been through a lot with them, and they don't seem to leave me alone.

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One problem for NPower is that any authorisation a customer gave them to process data to CRA's, may no longer be available, as the person concerned stopped being their customer 4 years ago. Far too late in the day and arguably no contractural authorisation to process data to CRA's.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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npower will make up the ex-customer details to report, wrong full name, wrong dob etc just to trash your file. when you tell them to desist they laugh at you. It may end up back in court.

Never known it from any other energy supplier.

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