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Lowell chasing 3yrs old Orange phone Debt Threatening Court Action


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Hi Everyone

 

right here is my story,

i took out a mobile phone contract with orange about 3 years or more ago now

im not going to lie 3 years ago i was a little bugger and thats just say i took the contract out not for the contract and never paid a PENNY so i do owe orange the money, lowell have been sending me letters for years but have only recently threatened court action

 

The thing is a week letter i receive this letter for a discounted offer,

does this mean they have no evidence if they are offering me 40% discount,

 

 

it does say if i dont pay this by the 30th they will take me to court the original amount is for something like £778 and now there offering me to just pay £467 something like that.

 

Below i have attached the letter if you would like any more information please do no hesitate to ask

 

Best Regards

 

Backswine

 

https://ibb.co/iDjBH5

Edited by Johnbackswine
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its a discount letter to snare you into contacting them.

 

 

you are about the 4th person this week

seens like EE have dumped a whole new portfolio of lemon Orange debts out to the fleecers.

 

 

as long as you at are still resident at the address you sign up to orange with or reliably get mail from the old address

then safe to ignore.

 

 

if you don't, then they could go for a backdoor CCJ that you'd know nowt about.

so poss the prove it letter might be an idea

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Dx

 

Thanks for the response bud, i did notice alot of posts about lowell

 

I did think this why would they offer me a discount fi they are going to take me to court

 

I do still live at the address in a way (its my mothers) i go round there once a week so can always check post,

 

Whats a backdoor CCJ? sorry if i sound stupid

 

Best Regards

 

Sam

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one you know nowt about because you have no contact with the address

county court claim.

 

 

i'd sit tight

if you get a claimform

then comeback here.

 

 

everything else is just threat-o-grams

a DCA is NOT A BAILIFF

and has

NO SUCH LEGL POWERS

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Right okay i get ya

 

Thats what i was thinking but just dont want the Claim to come through and have to pay more xD but its the risk you take i suppose

 

Thank you dude

 

Also does paying Lowell Help my credit rating in anyway

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Yes it does! It does immensely - You should pay them everything thats owing, plus the house, the car, the kids - Deffo your first born...

Nope... Default remains for 6 years whether settled or not.

You could pay them but why waste your money on them... If they bring court action then you can fight it with out help.

We have a good defence that puts them to strict proof of advising the ETFs etc.

 

Just make sure they have your up to date address in case of as DX says - Back Door CCJ.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Okay ill wait it out keep getting the old dear to check the post, if i hear anything i will be sure to be in contact with you guys :)

 

Thanks very much for the advice

 

Also i dont know if this helps but my phone contract was signed with phones4u who went into liquidation few years ago so will they still be able to get a copy of my contract? i suppose orange would have a copy

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the phone would have been 'free'

 

the supposed debt will be made of the sums of the remaining contract till end.

 

no fair to claim those as they weren't providing any service you were using.

 

sit on your hands

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

as I said sit on your hands

don't enter into pointless letter tennis

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

CCJ?

you'd get a claimform from the court to enable you to defend the claim first

stop panicking

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Very true i just get carried away in my head :p

 

Good news is still no claimform letter to my mums or my house and there is no other letter about another offer.

 

Just a quick one i know someone mentioned before about them sending it to an old address, if i have been receiving all the letters to my mums would they sneaky send just the claimform to another address

 

Best Regards

 

JBS

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A claim form can only be sent to either the address you took the contract out at

Or

The last address you informed the original company or the new owner of it in writing

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...
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