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Want to clear 3 year old ccj but debt not on my credit file?


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Hello,

I want to clear the monies recorded in a ccj three years ago as not satisfied or active.

 

I cant remember the debt the ccj relates to and it is no longer on my credit file which means it could relate to a default that was over six years ago.

 

If I clear the monies owed on the CCJ ,

will a new entry for the debt be recorded as satisfied and remain on my credit file for another six years?

 

Thank you in advance.

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once the debt itself has has been removed from your file

following the default reaching its 6th birthday

it can never return

 

the CCJ is there for 6yrs from its date paid or not.

 

why do you think you need to pay it off?

are they chasing it?

 

tell us more about it. and the debt that caused it..who got the CCJ too?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for the quick response dx1000uk

 

I wanted the CCJ to be recorded as 'satisfied' when the debt is paid off

 

so that any one checking my credit file would see this record.

 

I think the debt relates to an unpaid payday loan which I defaulted over six years ago.

 

I am not being chased for it.

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waste of money go burn it it will have more use to you.

a satisfied CCJ is just as bad as an unsatisfied one.

 

so what date is the CCJ?

if the loan was defaulted more than 6yrs before the CCJ go get it set aside...

 

more info please..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thread moved to the appropriate forum.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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