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    • thanks ae - yes  I understand the claims are between me and the lender.  But with regards to the order for sale the judge specifically said it is the receiver who is appointed to sell - and he hasn't/ and isn't - which is why I am asking if I can apply to the court v the receiver for an order for sale right now?   The receiver is not part of the current proceedings heading to trial.  But he is responsible for selling the property - and he has consistently rejected offers over >5y.   This is specifically why I would like to understand if I can apply to the court to enforce the sale by the receiver??? As above - The judge has said otherwise the order for sale v the lender has to be dealt with via the trial.  Which they have deliberately delayed via the adjournment. Valuation is an issue. The lender chose the valuer.  I paid but his report basically belongs to and is referred to by the lender.  He did a prof valuation without doing a site visit.  He had done a site visit 5 months earlier for different potential lender.  The 1st valuation he erroneously wrote in his report as fh.  He just did a re-write 5m later - but wrote in his report that the value was the same for lh. I had a great offer on the table from a niche buyer which would have cleared the loan and given me a lot of £s.  But the lender rushed through the repo and the buyer got spooked and ran.  The lender then slashed the price by 30%+ from their valuation (fire sale price?).  As you suggest - they fully expected potential buyers to quickly grab the property at such a discount.  But it turned out they couldn't.  The market had dropped anyway. Then covid hit.  Every potential buyer was questioning the valuation (which clearly was wrong but the lender had accepted).  The lender and receivers actions have eroded the equity.  This wouldn't make sense to any normal lender.  99.9% would have just sold to the 1st buyer willing to transact.  The lender/ receiver had such a willing buyer on day 1 of marketing.  But they spent 15months trying not to sell to them.  As I said, disclosure shows the ceo wanted (wants?) to keep it for himself - so common sense didn't (doesn't) prevail.   The lender has made a £ Claim v me.  I am disputing it because I maintain it is their actions that has caused the erosion of equity/ a debt to accrue. The lender's problem now is that they have spent so much money and added so much interest over 5y that they cannot sell the property for what they need/ want.  They are trying to blame me for this.  But it is their fault; not mine - because I am not in possession or in charge of selling it. As I also said above - if there is some legal reason why I cannot make an application to the court for an order for the receiver to sell - then can I ask the other entity which has a charging order and threatened to do so ???  I will contact this other entity only if I can't make an app to sell v the receiver    
    • We registered our child with a nursery last year for a June 2024 start date. This was before how the new 15 hours free childcare was going to work. At the time my wife paid a £50 deposit. A few weeks ago they sent out an email about how the new funding was going to work. The nurseries can use it as they wish and they said if the child wants to come for one full day we still have to pay £50 and we can't use all the hours for one day. They also drastically increased their day rate. As a result of this we were looking elsewhere and have found a much cheaper nursery so we are changing.  The original nursery now said you only get the deposit back if she starts because it comes out of the first month of fees. I don't think we filled any any form or anything so there were no terms and conditions. Are we entitled to get the deposit back or is it our fault for not asking what the terms were when we paid. 
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Sexual abuse of cadets 'was covered up by officials who urged victims not to tell police'


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Sexual abuse of cadets 'was covered up by officials who urged victims not to tell police'

 

Almost 100 cadet force instructors have been dismissed in the past five years after allegations of sex abuse and leaders repeatedly tried to cover up past allegations, an investigation has found.

 

Parents of cadets who had been abused were encouraged not to go to the police as cadet organisations tried to hush up the accusations, it is alleged.

 

A total of 363 sexual abuse allegations, both current and historic, have been made across the Army, Air and Sea cadet forces since 2012, according to a seven-month BBC Panorama investigation.

 

READ MORE HERE: http://www.telegraph.co.uk/news/2017/07/04/sexual-abuse-cadets-covered-officials-urged-victims-not-tell/

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MoD admits over 350 sexual abuse complaints have been made by cadets

 

BBC1’s Panorama uncovered accusations that sexual abuse claims had been covered up by authorities

 

More than 350 complaints of sexual abuse perpetrated against members of Britain’s cadet forces have been made in the past five years, the Ministry of Defence has said, as reports emerged that some cases were covered up by the authorities.

 

Figures released by the MoD show that, of the 363 claims lodged between 2012 and 2017, 282 were referred to the police. The allegations also led to the dismissal of 99 instructors across the three cadet branches: army, air and sea, as Whitehall paid out more than £2m in compensation to the survivors.

 

The claims of a cover-up are due to be aired by BBC1’s Panorama on Tuesday evening. During a lengthy investigation, the programme’s journalists spoke to numerous witnesses and survivors who alleged that their accusations of sexual abuse within the cadets were not acted upon.

 

READ MORE HERE: https://www.theguardian.com/uk-news/2017/jul/04/mod-admits-over-350-sexual-abuse-complaints-have-been-made-by-cadets

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Army Cadets Present Child Protection

 

The safety and security of the young people in our care is of paramount importance to us.

 

Every adult volunteer is required to undergo a Disclosure and Barring Service (DBS) check (or its equivalent from Disclosure Scotland in Scotland or Access Northern Ireland in Northern Ireland) and is subject to additional security checks before they can take sole charge or responsible leadership of cadets.

 

READ MORE HERE: https://armycadets.com/parents-and-carers/child-protection-policy/

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Cadet leader jailed for abuse of boy (12)

 

An army cadets sergeant who tried to film boys in a toilet and sexually assaulted a child has been jailed for 21 months. Police discovered dozens of indecent photographs of children as young as six months when they seized a laptop from Craig Bannatyne’s Motherwell home. Bannatyne (22), of Linksview Road, was sentenced at Hamilton Sheriff Court. He admitted hiding a phone in a toilet of a cadet hall in another part of Lanarkshire in a bid to get images of boys in a state of undress. Bannatyne also admitted sexually assaulting a boy of 12, sending messages of a sexual nature to a cadet and possession of child porn.

 

READ MORE HERE[/b]: http://www.motherwelltimes.co.uk/news/crime/cadet-leader-jailed-for-abuse-of-boy-12-1-4431396

 

 

 

Army Cadets officer allowed to return to barracks despite being accused of abusing recruits:

 

AN Army Cadets officer was let back into his unit despite being accused of abusing his young recruits.

 

John Fitzpatrick, 58, was investigated about his behaviour with teenage boys in his care in the 80s but was allowed to return to the Glasgow Highlanders battalion, based at the city’s Hotspur Street barracks.

 

He later went on to attack two teenage boys during a sleepover at his flat.

 

One of Fitzpatrick’s most recent victims said: “I’m very disappointed in the cadets. He was suspended previously and they allowed him to return, then this happens to us.”

 

READ MORE HERE: http://www.dailyrecord.co.uk/news/scottish-news/army-cadets-officer-allowed-return-7593928

 

 

 

Former Birmingham army cadet leader Brian Leonard named as serial child abuser by Panorama

 

Alleged victim among 10 men who claim they were abused by commanding officer at Tennal Grange Cadets iin 1980s

 

A former commanding officer of a Birmingham army cadet base has been accused of being a serial child sex abuser who targeted young recruits.

 

Brian Leonard was named in a Panorama investigation which claims the British Army, Air and Sea Cadets is facing an abuse scandal on the scale of the Jimmy Savile and the Catholic Church inquiries.

 

The BBC programme spoke to 10 men who claim to have been abused by Leonard in the 1980s, when he was commanding officer at Tennal Grange Cadets base in Harborne .

 

READ MORE HERE: http://www.birminghammail.co.uk/news/midlands-news/former-birmingham-army-cadet-leader-13279988

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The BBC1’s Panorama Programme can be viewed on "I Player" (Cadet Abuse Cover-Up): http://www.bbc.co.uk/iplayer/episode/b08xgvqn/panorama-cadet-abuse-coverup

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Why does it surprise you?

Anyone with authority/power/influence over a minor can sexually abuse them.

In my day the News of the World oft reported vicars of 'interfering' with choirboys'

What about bullies/(foster) parents/teachers/Celebs/Youth Leaders?

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Funny in my day when I joined a Cadet Force just down from one mentioned in BBC Panorama it was not widely known as you seems to describe as at the time it was whispers that were going round and you need to remember this is children at the time we are talking about not adults

Edited by stu007

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