Hi

I am after some advice please.

Just found out my wife has a CCJ in her maiden name and her old registered address.

It relates to a parking ticket issued at Willen Lake. Milton Keynes Cost £155

This is the first we have found out about after completing a credit check.

We do not have the vehicle anymore and it was registered to the old registered address before changing it the new address.

What are our options now because its affecting her credit rating?

Thanks

whats the date of it please

The date of CCJ was 01/03/2017

Thanks

and the date of the ticket issuance or was it ANPR capture?

I don't have the date of ticket only the date of when the CCJ came in. The credit check does not have any further information. Assuming all if any correspondence went to the old address. I believe that Willen lake is a stick on ticket as opposed to ANPR issued ticket.

you are dealing with the biggest spoofers out there napier parking

there are numerous issue with willem lake

https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=Willen+lake+&sa=Search+CAG#gsc.tab=0&gsc.q=Willen%20lake&gsc.page=1

and should be easy to sent aside

paying it wont removed the CCJ.

gather all the details and we'll advise

go ring northants bulk

you'll need the CCJ number

ask for a copy of the claimform and the CCJ.

dx

Thanks for the Help. I am requesting further information as to the claim details.I will update when i find out more.

Cant believe a CCJ can be issued so easily in these circumstances. CCJ is Not good when you are trying to get a mortgage approved.

Hopefully it can be resolved.

We do not have the vehicle anymore and it was registered to the old registered address before changing it the new address.

it might be worthy to contact the DVLA and ask what date the keeper details were requested by Napier parking.

there are about 800'000 claimforms issued every year by parking companies and debt buying DCA's amongst others simply seeking a default rubberstamped judgement where nothing is checked and no human has any input to it. a good number are purposefully issued to old addresses.

once you have the full details of the claim it is easy to get the CCJ overturned but will cost you £255.

That is worth paying to clear your credit files and you can claim this money back from Napier if they either decline to continue with the claim or lose the second time round.

at worst you lose the rematch and pay them the money but your files are cleaned.

I do rercall others getting tickets here and when challenged Napier were forced to drop the matter.

They have gone to court because the begging letters were returned as "gone away" so they have abused that information

Quick update for this saga.

I have applied for the CCJ to be set aside costing me £255.

The claimant is shown as MIL Collections based in Cornwall.

They sent a summons letter to an old address on the vehicle registration document.

Despite it being changed to the new address over 2 years before their intention to issue a summons.

Complete joke.

Yet the a judgment was made.

Hoping to get my £255 back from MIL Collections further down the line.

There must be loads of cases like these?

Have a look at the latest blog by Parking Prankster (parking-prankster.blogspot.co.uk)

According to that, The DVLA cofirm that data cannot be passed to MIL collections.

MIL dont have what is called "locus standi" which means they cant make a legal claim in their own name and as they dont act for anyone else they cant do court.

As you see though, they sneak through unchallenged claims and get them by default.

When this goes back to court they would be wise to agree to drop the matter.

If they do, sue them for breach of the DPA as per the pranksters blog spot report.

£250 is the usual agreed sum under VCS v Philip (liverpool cc dec 2016).

If they dotn agree claim your full expenses for unreasonable conduct under CPR 27.14.2(g) and then sue them for breach of the DPA

Another update on this one .

Went to the County County Court after applying for a Set aside.

Couple of days prior to the court date had a letter from MIL Collections stating if i agree with the claim willing to negotiate an acceptable settlement of the debt.

Only if i agree not to attempt to reclaim costs in respect of the set aside application.

Obviously i ignored this and went to court in what was a very quick proceedings.

MIL did not attend.

The judge asked for travel expenses, time off week details etc.

He did mention that MIL had not followed the correct procedures or something for this type of civil matter.

The impression i got without the court findings at the moment was that it should not have even reached this stage.

Judgement was set aside.

MIL have 14 days i believe to respond.

Watch this space.

well done!!

MIL dont have what is called "locus standi" which means they cant make a legal claim in their own name and as they dont act for anyone else they cant do court.

 

As you see though, they sneak through unchallenged claims and get them by default.

 

When this goes back to court they would be wise to agree to drop the matter.

 

If they do, sue them for breach of the DPA as per the pranksters blog spot report.

 

£250 is the usual agreed sum under VCS v Philip (liverpool cc dec 2016).

If they dotn agree claim your full expenses for unreasonable conduct under CPR 27.14.2(g) and then sue them for breach of the DPA

Is there a link for VCS v Philip (liverpool cc dec 2016)? I didn't find it in search.

glad you got the result

for future reference make notes of what the judge actually says.

Not only will this help you if you get another demand but will also help others.

Judges dont work in isolation, they use other cases as examples when making their decisions as this means they apply a consistency of the law across the country.

MIL are well known for being just plain wrong in everything they do and this judge knew about them. That is what gave you an easy time.

IF MIL do decide to progress the matter

( they wont as they know they are just liars and chancers)

then you will have to show why the original demand isn't valid so don't bin your paperwork yet.

MIL are now £400 out of pocket once your set aside costs are included.

You will get this back from them, not the court itself