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Barclays Addition Account Fees hardship claim FOS want T+Cs+welcome pack details.


Raindance27
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Hi,

I am currently with the fos with a claim for mis-selling of account and o/d charges reclaim for financial hardship.

 

 

The FOS seems to side with the bank and is asking for t&cs of the accounts I held at the time, Additions, Additions plus and Premier.

 

 

The bank has lied about products provided on these accounts and I need access to welcome packs and terms of conditions for the said accounts.

 

 

Any help would be appreciated.

 

Thanks in advance

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don't believe anything Barclays tell you

have you sent them an sar?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi dx,

 

yes, SAR sent, reviewed info and went back to Barclays. They rejected with an insulting offer of £50 for troubles. I went to the fos and reeventually received ppi on a loan taken way before ppi scandal came to light.

 

Student account turned to Graduate account, as I had a debt on this account, I was told the only way I could have an overdraft was to get the additions account, despite not needing the particular products I was told about. Fos are siding with Barclays saying the need evidence ot t&c's or welcome packs. Can SAR's include info letters sent to customer?

 

Thanks in advance

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It should do yes

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi RD,

 

I would respectfully ask the FOS to approach Barclays and get the T&C's from THEM.

 

The SAR should disclose data that the bank holds about you including letters but I would not necessarily expect it to disclose T&C's about products that you had.

 

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