Jump to content


Question about credit review information


Ralosc
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2489 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

A credit card provider I use are currently conducting an in depth credit review on my account. They have told me they are waiting to verify information with my bank. I presume this is basic details such as my bank will confirm I do indeed have an account with them and the correct name and address?

 

My bank can't give details to a credit provider such as balance of the account or amounts going in/out etc can they? I'm concerned about what information is being shared without my permission

Link to post
Share on other sites

its all on your credit file anyway!

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

its all on your credit file anyway!

dx

 

Yes I know they have access to my credit file. But they told me they are phoning my bank as part of the review to verify details. My question is can my bank give account balances, transaction information etc out without my permission?

Link to post
Share on other sites

they know not too

don't think your bank are their buddies just because they both want your money

 

 

why are they doing this anyway?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

they know not too

don't think your bank are their buddies just because they both want your money

 

 

why are they doing this anyway?

 

 

dx

 

Just wanted to check. I presume they are just able to confirm basic details name address and that I hold an account then? For identity verification purposes.

 

They have a habit of doing it. No limit charge card.

Edited by Ralosc
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...