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Arrow/Shoes Ordinary Cause Action Jedburgh Court - 1st Direct [HSBC] Credit Card debt


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did you run up this balance?

 

I do not know.

 

"or is the balance on the card vastly inflated from what you think it should be

and this is the HSBCicon managed loan debacle

whereby they lumped all your debts to them together under a managed loan...

then subsequently dumped it back into your bank account with them creating a vast OD balance.

I've seen this done on a credit card too."

 

I have never had a bank account or any other facilities with HSBC that I can remember.

 

I think the guy who took it just looked to see if the points on the writ had been admitted or denied in numerical order and that the rest looked roughly ok.

 

Im fairly certain its a First Direct credit card but no default notice and no breakdown of the alleged debt.

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was this your only credit with 1st direct [they are hsbc ]

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I think so.

I had quite a few branded credit cards over the years but paid little attention to who the master bank / organisation was.

I just checked if FD was owned by HSBC as a posibillity.

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no it is that's why their claim says HSBC.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I can not remember getting one letter from First Direct.

I did move house four times over a 3 year period though.

 

From Noddle:

Account start date

18/11/2014

 

Opening balance

£ 8,234

 

Repayment frequency

Monthly

 

Date of default

21/11/2014

 

Default balance

£ 8,234

 

Yes. I believe Edinburgh.

 

Greetings how did the account get to defaulted in just three days after the account was created?

Andrew

ASI Industries = As i in does tries!

 

As i in does tries!: My definition.

I will try, i may never succeed in the goal, but at least by trying i have a greater chance of success than never trying at all!

 My opinions are my own & occasionally may offend, but it is not my intention to cause offence in the first place!

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me thinks your dates are wrong

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well scan the envelope etc

then resend the CCA/£1PO in a new envelope

and use arrows address on the claimform

which is what you have already used?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no need

its probably because you sent it signed for?

 

 

just resend 1st class as I said above

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

Arrow have now been sent the CCA

1. Signed for ( sent back refused)

2.First class ordinary post ( no response)

3.Email ( no response)

 

I have not had anything from them at all, no copy of documents to be used in court or anything else.

 

Presumably I have to await the hearing now but apart from the writ I have seen nothing at all from them.....

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cause they haven't a clue

tey just saw £8k and thought easy win...

 

 

sheriff is gonna be none too pleased that they don't even know the real name of the lender

nor even what type of credit it was..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

How's this going??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Arrow/Shoes Ordinary Cause Action Jedburgh Court - 1st Direct [HSBC] Credit Card debt
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