Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I'm about to start trying to reclaim charges but, due to my current financial situation, am slightly concerned about the possibility of Barclays closing my account. Do they tend to do this?
I intend to open a parachute account just in case but as I currently have a large overdraft with Barclays I am concerned about the possibility of them closng my account.
Barclays do not, as a general rule, close accounts. Once an account is in dispute, as yours will be, the Banking Code encourages the Banks not to do anything detrimental to it.
To follow my case progress, click here to see where I'm at right now.
Well done for setting up a parachute account. They're probably not going to close it but if they do, they can't demand all the money back in one go anyway - if they try, simply tell them you can't pay all that back and offer them a monthly payment you can comfortably afford. If they refuse this and then take you to court they will be very likely to lose.
Gruffle Gaw vs Halifax - £1531.50: ***WON - cheque for £1966.78 received 30/09/06***
I'm not a legal professional and my advice is given without prejudice or liability.
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Likely to close account?
closing my account. Do they tend to do this?
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