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    • How does one obtain the permit? The permit team number is only open between the hours of 9am to 3pm Mon - Fri. It says on the website, To obtain an additional 2 hours, the driver must pay a tariff of £3.00 + booking fees in person at our Security Hut, is that how you get the permit also, from the security hut? What a rigmaroll that would be but maybe just another step to take to try and catch people out?
    • Anotheruser0000 bear in mind that not all Judges are equally versed in the PoFA regulations. Fortunately now most of them are but sometimes a Judge from a higher Court sits in who is well experienced  in Law but not PoFA. and so they sometimes go "offkey" because their knowledge can raise a different set of arguments and solutions. It does seem particularly unfair  when the decision is so  bad . it can also be that in some situations the motorist being a lay person is not sufficiently know ledgeable to be able to counter a Judge's decisions in a way that a barrister could.
    • The argument about the date of receipt is now dead because the PCN  does not comply with the wording  of the Protection of Freedoms Act 2012 Schedule 4.  First reason Section 9 [2] [e]  "state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper—(i)to pay the unpaid parking charges;" Second Reason Section 9 [2][a] "specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;" All your PCN does is mark the time you entered and left the car park. It does not include all the myriad things you do in between-driving into the car park, looking for a parking space-perhaps a disabled space or  parent and Child place@ getting the children or disabled person out of the car then going shopping. Coming back; loading the car with shopping [, getting the children or disabled into the car, taking the trolley back to the store; driving to the exit perhaps stopping to let vehicles/pedestrians cross in front of you etc. so subtracting the driving times from before and after parking can make quite a difference from their time to the actual period parking time. So the upshot is now that only the driver is responsible for paying the PCN and the keeper is not liable at all even if the name of the driver is never known by Nexus so well done for not appealing. You obviously want to keep it that way to make it very difficult for them to win in Court if it ever goes that far. Although your question is now moot since  the same objective has been achieved by the non compliant PCN [ie no keeper liability] just  about the only way to dispute the timing of the PCN would be if one kept the envelope and there was a discernible date stamp on it that did not match the date on the PCN. There is a new Act coming out [and it cannot come quickly enough ] and one of the things required is that parking companies will have to prove the date of sending out their PCNs. We are not the only ones who sometimes doubt the veracity of their dates particularly as the later it is sent [unlawfully] the shorter the period motorists have to benefit [?] from the reduced payment. I haven't seen it on your posts but do you know how long you are permitted to park for free?
    • I was so annoyed and frustrated about the fact this case was lost it's been floating around my head all night. Dave962, are you sure that's what the Judge said? .... It doesn't make sense. Did the judge in fact dismiss the case on the grounds that the defendant did not make an appeal within 28 days? Effectively telling the PPC about the error entering the registration number and providing proof of payment at that time? To me, that's an important point.  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Australian debt - UK resident


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A bit odd then, but i suppose if you said you could not afford to pay, they asked Credit Corp what they were willing to accept.

 

Just go back saying that Credit Corp have no legal licence to contact anyone in the UK about any alleged debt and they should cease direct communications. Don't mention anything about payment or owing a debt.

 

Then leave it at that. If you have no UK assets, i should imagine that UK Solicitors Stevensdrake who generally act for CC won't be that interested if you have no financial means or assets. Don't ignore any letter from Stevendrake if they say they will be issuing a county court claim.

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  • 1 year later...

So that’s them back again after the complaint route ran dry. The $10k debt is now $14k but they’re willing to cap at $8k. 

You just know they’ll have only paid about $2k for it!

I’m in my 3rd year at uni and still working part time, money’s so tight I don’t have anything I could pay. Take it I’ll just be riding it out till it goes to Steven Drake? 

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cant do anything to you anyway.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 years later...

Hello,

 

I’d posted here before a few years ago and just want to check in for reassurance. 
 

I’d left Aus in 2016 and had been getting harassed by Credit Corp but they stopped for a few years after I’d filed a number of complaints with regulators. 
 

They’ve started back up again and on advice of the forum, I’ve given them my address to stop a back door CCJ and requested no other means of contact to be used. However, I just got a balance statement through and the debt has had $7k added to it!! 
 

Heart is pounding, just checking if it’s still a case of ignoring unless a letter of claim comes through? 
 

Thanks for any help

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Topics merged for full history.

 

Andy

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When did you last make any payment towards the debt ?

 

New South Wales has a debt statute of limitation of 6 years for the type of debt.

 

I wonder whether they have suddenly realised this and have sent a letter.

 

As long as they have your UK current address.  Yes ignore until you receive letter of claim or Court claim is received.

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On 13/06/2017 at 19:05, JonnyC89 said:

Hello!

 

Cannot believe I've only just found this website!

 

I realise there's many threads but none quite about my stage...

 

My debt is a $12k Aus Credit Card from last year.

They emailed and I ignored

then they called my work relentlessly until I was taken into a HR meeting about it.

They also called two people from my Instagram (one I didn't even know personally).

I've since privatised all my social media.

 

I emailed them a massive complaint detailing every ACCC breach and gave them my email and number.

 

 

They replied to my complaint last week addressing only the point about pretending to be someone else saying that they never.

No other points addressed.

 

Then I received a call stating I need to pay, it's not going away etc.

I told them I was at the brink of losing my job and I simply can't afford to pay it all ($12k) because I'm a student working part time.

 

 

They've then emailed me an income and expenditure form and requested my HR letters and 3 months bank statements. They are going to call next week to catch up.

 

I'm going to ASIC about my complaint not being addressed properly

but I'm not sure what to do in the meantime about the agent calling me next week wanting all my info?

 

I realise now from reading this I shouldn't acknowledge it but i simply had to due to work.

 

I have no idea what I can/should do??

so cant be far from sb now going by post 1

 

yes simply ignore until/unless a letter of claim lands....doubt it, they are simply hoping you've moved i expect.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Stupidly, I had acknowledged the debt in my complaints in 2017, so extended the timeframe unfortunately. 
 

Really keen to avoid a CCJ, so just for awareness, when a letter of claim lands do I advise them I have no assets (house, car, savings) and hope they don’t pursue?


If it ends up in court and the agree a payment plan in court, is that classed as a CCJ?

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No you wait to see what the letter says and come back for advice.  At that stage you challenge them to provide relevant Australian Bank documents, which they won't have , which will mean that they will have to try to get hold of them.  Not always easy for debt collectors to get documents from a Bank.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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never seen a debt successfully litigated against on the strength of a letter.

twill be last payment date.

 

sorry but to be honest, you are panicking about nothing IMHO.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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