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Is There Anything I Can Do?? Payday Loans!!


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Hi Guys,

 

This is my 1st Post so not sure what the rules etc are.

 

I am 25 years old and had unfortunately fallen into the trap of gambling however I have recently (2months back) started GA. The good news is that I have not had a gamble since starting the programme however the bad news is the large amount of debt it has left me in.

 

Whilst gambling I was applying for payday loan after payday loan desperately trying to find the funds to continue with gambling. I was allowed to get payday loans easily to feed my addiction. At one point I believe I had 7 payday loans from different companies at the same time. I have paid off many payday loans however there are many that have now been sent to debt collectors.

 

Is there anything I can do???

 

Any comments will be greatly appreciated - Cheers for taking the time to read

Edited by fkofilee
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Welcome to CAG. Glad to see you are slowly getting your life back under control...

If you check my signature (You wont see it on mobile) We have written a good guide on dealing with PDLs.

 

Have a full read... and then come back and lets us know where you are with accounts, amounts outstanding and also go check your CRAs

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Hi Fkofilee,

 

 

Thank you for the quick response.

 

 

I had a read of your booklet and it states that none of the money is to be sued for gambling does this leave me in limbo?

 

 

My loans have been as follows

 

 

QuickQuid

04th May 2015 - £200.00 - Paid

 

Sunny

17th June 2015 - £350.00 - Paid

26th June 2015 - £50.00 - Paid

14th July 2015 - £50.00 - Paid

22nd Aug 2015 - £100.00 - Paid

29th Aug 2015 - £50.00 - Paid

 

Satsuma

07th May 2015 - £500.00 - Paid

24th Aug 2015 - £500.00 - Paid

08th Nov 2015 - £150.00 - Paid

30th June 2016 - £300.00 - Outstanding with Debt Collector

 

Peachy

02nd July 2015 - £290.00 - Paid

26th Nov 2015 - £120.00 - Paid

 

My Jar

20th June 2015 - £250.00 - Paid

 

Piggy

31st July 2015 - £100.00 - Paid

 

Unclebuck

07th July 2016 - £100.00 - Paid

18th Oct 2016 - £100.00 - Paid

05th Apr 2017 - £250.00 - Outstanding

 

Different Money

31st July 2015 - £150.00 - Paid

 

Mr Lender

03rd Sep 2015 - £500.00 - Paid

31st Oct 2016 - £200.00 - Outstanding with Debt Collector

 

Wageday Advance

13th Nov 2015 - £100.00 - Paid

09th Dec 2015 - £100.00 - Paid

13th Feb 2016 - £250.00 - Paid

15th Aug 2016 - £150.00 - Outstanding with Debt Collector

 

Wonga

28th Nov 2015 - £210.00 - Paid

 

24/7 Money

25th Jan 2016 - £80.00 - Paid

14th April 2016 - £155.00 - Paid

05th July 2016 - £230.00 - Paid

 

Cash ASAP

21st July 2016 - £250.00 - Outstanding with Debt Collector

 

Square Today

19th July 2016 - £200.00 - Outstanding

 

MyKredit

20th July 2016 - £200.00 - Outstanding

 

Thanks

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Hello there - Quite the opposite.

They should not lend to you if there is a case of gambling etc Thats what it means.

You have a classic case of Irr Lending...

 

Read the book and follow the process. Check on here for other threads... See how other people have done this :)

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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