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Took a car as a swap - found out is on finance HELP !!!!


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Hi folks my name is George and I'm new, unfortunately bad circumstances brings me here

 

I had my car on advertised for £7000 and got a text asking would i swap it for a newer car worth almost the same value,

 

 

the ad had a hpi check on it but i paid for one of my own for peace of mind,

it came back all clear,

 

 

i went to sell it on

someone done a hpi and it is saying there is outstanding finance

the finance was taken out on october last year

so there wont be very much of it paid,

im worried the finance company can come and lift it as its in my name,

 

 

its taxed and insured to my address,

i cant get in contact with the guy i got it off

his phone is dead

 

 

i do know the location of my old car but its not the guy that i swapped he must have sold it on..

 

 

.. do i call the police and tell them my car is stolen or do i contact the finance company and try and lay claim to the car?

 

 

PLEASE HELP/ADVISE ASAP AS I WOULD LIKE TO RING THE FINANCE COMPANY ARMED WITH SOME KNOWLEDGE !!!

 

Thanks very much any help greatly appreciated

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What hpi check did you use?

A full hpi covers cases like this.

Also on your v5 there's the name and address of previous keeper who most likely is the same guy who swapped car with you.

Report to the police, this is fraud.

Police won't do anything but you need the reference number for the hpi company.

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What hpi check did you use?

A full hpi covers cases like this.

Also on your v5 there's the name and address of previous keeper who most likely is the same guy who swapped car with you.

Report to the police, this is fraud.

Police won't do anything but you need the reference number for the hpi company.

 

The HPI guarantee might cover this ...... but only if the OP complied with its terms, such as:

https://hpicheck.com/support/faqs/guarantee

If you are buying the vehicle privately, you must buy it from the keeper, at the address shown on the V5. You must also check the identity of the seller.

 

The OP has said the other party's phone is dead : not if they know their name & address and if those match what was on the V5 and where the car was bought from.

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