Any advice on what to do next is appreciated.

Name of the Claimant ? Arrow Global Limited

Date of issue – 23rd May 2017

What is the claim for –

1. The Claimant claims payment of the overdue balance due from the Defendant(s) under contract between the Defendant(s) and NewDay Ltd dated on or about Nov 19 2012 and assigned to the Claimant on Oct 18 2016

What is the value of the claim? 3190 (excluding fees of £265)

Is the claim for a current (Overdraft) or credit card /loan or catalogue or mobile phone account? Credit Card

When did you enter into the original agreement before or after 2007? After

Has the claim been issued by the original creditor or was the account assigned

and it is the Debt purchaser who has issued the claim. Arrow Global

Were you aware the account had been assigned – did you receive a Notice of Assignment? 99% Sure I did

Did you receive a Default Notice from the original creditor? Not sure

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No

Why did you cease payments? My rent payment nearly doubled and I could no longer afford to pay ☹

What was the date of your last payment? Jan 2015

Was there a dispute with the original creditor that remains unresolved? no

Did you communicate any financial problems to the original creditor

and make any attempt to enter into a debt management plan ? no

Thankyou

Blakey

whats this got to do with lowells?

you mean restons?

and

When did you enter into the original agreement before or after 2007? no

dx

pop up on the MCOL website detailed on the claimform.

.

register as an individual

note the long gateway number given

then log in

.

select respond to a claim and select the AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

confirm and exit MCOL.

.

get a CCA Request running to the claimant

leave the £1PO blank and uncrossed

.

get a CPR 31:14 request running to the solicitors

.

don't sign anything

.

dx

I did mean Restons ( I didn't even realise I had put Lowell anywhere!)

And I misread the the agreement question - I read it as did you enter into the original agreement before 2007 - no

I am not sure when I entered into the agreement but it was definately after 2007

Thankyou

Was in the thread title I reworded it...

Claim from Lowell - Arrow Global. cag.tw/22cq

I did mean Restons ( I didn't even realise I had put Lowell anywhere!)

And I misread the the agreement question - I read it as did you enter into the original agreement before 2007 - no

 

I am not sure when I entered into the agreement but it was definately after 2007

 

Thankyou

Their poc says 2012

Is there info on your credit file?