Has anyone heard of Shawbrook Bank.

I obtained a recent hard copy of my credit file and they have carried out a number of searches on me over last 18 months .. lots of them.

Searches are listed as 'Enquiry' and others as 'Audits'.

The searches were at addresses I left 10 years ago ... as well as my current address.

I'm not keen on lots of searches showing up on my file

I managed to get their address (they are in Brentwood, Essex) and wrote to them asking why they were searching me.

Their written response was that I need to send them a full copy of my credit file before they can answer my query ..

. what a load of

I assume they are acting on behalf of a DCA ..

. or indeed they are a collection agency themselves.

Anyone else have knowledge of them?

About Us - Shawbrook Bank

https://www.shawbrook.co.uk/about/welcome/

Thread moved to the appropriate forum.

Regards

Andy

are you taking out a mortgage with someone else?

It may be they have made an error in name/address or it may be that they are dealing with a fraudulent application.

If the latter they wont be able to tell you about it anyway

but you may suddenly find you other bank accounts have been frozen under money laundering rules.

So done anything to raise a flag or had any peculiar emails/diverted post etc.

Look at your other credit files and see if there is anything on them with maybe a misspelt name on the entry or a wrong date of birth.

Also ask Shawbroo if they process data on behalf of other people.

some companies like Lexis Nexis solutions get paid to run credit checks

as they have instant access to the files,

bit like the DVLA allow the bandit parking co's to access their database without having to explain why every time.

Shawbrook is a bit of a 'challenger' bank

but also provides quite a bit of consumer finance.

I used then a couple of years ago when I bought replacement windows from Anglian.

(Bizarrely paying upfront was more expensive that getting an interest free loan from Shawbrook).

So it is quite possible that you may have had dealings with them,

but without actually knowing the name of the bank?