just found a letter which I knew was somewhere regarding amount due to Santander

Thank you for recent contact.

Please be adviced Robbinsons way is servicing the above account on behalf of hoist p holdings 2 ltd who purchased this account from Santander .

Notice of assigment sent dec 2014 account defaulted 25 may 2011

second account same as above diffrent account

notice of assigment sent out on nov 2014

defaulted 17 march 2011

I have sent them a cca for both the reply was as follows

the accounts were put on hold temp pending recipt of this document we will contact you in due course

question if the default was as state then one is statue barred the other will be am i right in this

thanks

Hi,

I've moved this thread to the debt collectors forum.

thanks

should have left them alone unless they weren't aware of your new address if you'd moved.

dx

does that mean i buggered it up:|

what type of credit is each one

tell us more of their history...

dx

I think these are both overdraft

according to my present bank i have been with them for 7 yrs

so they could be 7 yrs old

both are my wifes and as far as she can remember one was for 2 p overdraft and the other was 19p

so it is obvious they have added charges to these

I did send santy a letter requesting the information about these but they did not reply

robbin have even said the following when i asked them for explanation and stated as follows in feb 17

please note we have yet to receive a response from the original creditor

this note is to let you know we are continuing to seek an update and we will let you know the response as soon as poss.

action on your account has temp stopped whilst we await an response

thank you for your patience.

served them both with cca on 4 april

reply came back awaiting a response from the original creditor and your account is on hold

why have you sent a CCA request for bank overdrafts??? :fear:

to be honest i didnt know that you could not request for overdrafts as it didnt say overdraft

i read if it was 14 numbers that means overdraft got it all wrong again:sad:

but if it was defaulted in 2011 then they might be statue b

just looked again on papers there is an account number would this be diffrent to the actual account

if its not 16 digits its not a credit card

could be a loan ?

did you have any with satans bank?

is your credit file clean of them?

no loan only ordinary bank account

will look at file when wifes home

this is bringing bad feelings between me and the missis

as most of her things are prior to beginning of marriage and i am the one who will end paying

thanks dx will look upp later

just googled the code first 6 are santandare branch the last 8 no clue

looked at noodle nought for santa account????

the first 6 are sort code last 8 account code

right so def bank accounts then..

were they taken out whilst resident at the present address?

dx

yes

then let em run.

hoist will probably return with some willy waving.

might be an idea to sar satans bank.

then you know what cards they might hold and can be prepared?

dx

becomes SB end of next week by the look of it from default date you supplied. If the amount owed is as stated it wouldnt be the smallest amount ever sued for but with all of these claims it is the enormous but unlwful added extras that make it worth their time and they hope that you dont know this and take it all at face value..

thanks for that great help anyway their 40 days was up yesterday still nought from them

last communication from them was 4 april saying that they requested from santie and will update in 40 days

that makes it 44 days up to now???

so:noidea::noidea:

40 (+2) days is for a sar

If you are referring to the cca request then if it would have been applicable to a bank account, which it is not, they are required to supply within 12(+2) days else they are in default of the request.

For these 2 accounts though, the cca requests were not applicable and i doubt you will ever get a response with an agreement.

ok thanks 4 that

another kind letter from robin way saying we are still trying to locate your account but as yet no response from santie

tough ignore

just had a letter from robin may apparently this is for an unauthorised overdraft from27/11/09

il post letter and page containing intrests later

this is the paper

santy scan 001.pdf