Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default twinkle v Barclays ***SETTLED IN FULL***

    Hi
    My story so far is that my first letter went out to Barclaysicon on the 1st April. I received the standard reply with a leaflet and a date of 6th May before any decisions would be made. My second letter went out on 14th April but I am a little nervous about how far they tend to go. Need some clarifying about my next step please. I will do this!

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  2. #2
    Lueeze
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    Default Re: On a mission but nervous

    Have you read the FAQ's?

    It says that after the lbaicon give them 14 days then claim in court for the return of unlawful fee's....

    Unfortunatly you will most likely need to put in a court claim before they will pay up...

    Just be brave!


  3. #3
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    Default Re: On a mission but nervous

    Welcome.

    If your 2nd letter gave them 14 days, you have to wait it out.

    Then you sue.
    Well, unless they pay up first, of course, lol. That would just be mean otherwise.

    Seriously. Stick to your deadline, not theirs. They will lead you all round the houses otherwises.

    They might make a 1/2 price offer, Barclaysicon seem to do that. It's up to you how you proceed from there. (Me, I'm a 100% kind of girl but that's just me, lol).

    Keep us posted. Yes, you WILL do this. Read my signatureicon, and learn as a mantra.

    Apologies to people who I was in the process of helping, I may be gone some time.

  4. #4
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    Default Re: On a mission but nervous

    Thanks for the advice and support! Onward and upward!


  5. #5
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    Default Re: On a mission but nervous

    Still waiting for reply from 2nd letter but it is early days. Just a query. In case I get their backs up too much is it worth opening another account somewhere? Has anyone had to do this? Thanks in advance


  6. #6
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    Default Re: On a mission but nervous

    Quote Originally Posted by twinkle
    Still waiting for reply from 2nd letter but it is early days. Just a query. In case I get their backs up too much is it worth opening another account somewhere? Has anyone had to do this? Thanks in advance
    Always a good idea to set up a parachuteicon just in case


  7. #7
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    Default Re: On a mission but nervous

    As people keep telling me don't be scared. The worst they can do is loose you as a customer by shutting your account and thats how stupid they can be in the end you win as they don't get any more of your hard earned money.


  8. #8
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    Default Re: On a mission but nervous

    The next step for me is to file a claim. Do I need to calculate the 8% at this point and add it to my claim? Also (sorry for being a bit dumb!) do I make the claim through the Moneyclaim website? I want to make sure I get it right. Cheers


  9. #9
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    Default Re: On a mission but nervous

    Yes work out your interesticon on the Excel Spreadsheet on the site

    Add this to you claim & submit on the Moneyclaim site


  10. #10
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    Default Re: On a mission but nervous

    I'm a bit confused. I have sent my second letter via recorded delivery but have received no further reply from Barclaysicon. Maybe I should bear in mind I hit two bank holidayicon (ha ha!) weekends in that time. Do I give them another couple of days and then file for claim or do I carry on regardless. I getting worried that I might be the one who loses. Any advice welcomed.


  11. #11
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    Default Re: On a mission but nervous

    Keep going - they have had lots of working days as well. It's not like it takes more than a few minutes to push a few buttons and give you your money back.

    Alan, Derby, UK.



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  12. #12
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    Default Re: On a mission but nervous

    I getting worried that I might be the one who loses. Any advice welcomed.
    Well, for one thing - you must believe that what you are doing is right, therefore, a judge should follow the same.

    It's already been indicated by a judge in a 'set-asideicon' hearing that the bank would lose.

    Also, even, in the very unlikely event that you would lose, you are still only be liable for the costs that you've incurred already - unless you do something drastic, which is not very likely to jeopadise the court/case.

    I imagine that if you are claiming for charges, that the bank would have taken more than the court costs from you in charges, probably in one hit - certainly for me the costs were less than Abbeyicon were taking from me each month, so I had to weigh up the pros and cons.

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  13. #13
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    Default Re: On a mission but nervous

    Just a quick note to say that I filed a claim via moneyclaim on 5th May. I shall keep you posted with events


  14. #14
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    Default Re: On a mission but nervous

    Received a letter from Barclaysicon stating that they are going to defend (now there's a surprise!) Has anyone won against them yet, I can't seem to find anything? Or are they just taking the long way out?


  15. #15
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    Default Re: On a mission but nervous

    Search for posts by user slimliz30. I think it was a Woolwich case, which is own by Barclaysicon. 1k refunded.

    Apologies to people who I was in the process of helping, I may be gone some time.

  16. #16
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    Default Re: On a mission but nervous

    Just thought I would keep you updated. Received a letter stating that my claim has been moved to my local court and enclosed a allocation questionaire form to be returned by the 2nd July with a court fee. Their defence seems to be the same as some previous posts and does go on a bit!

    There are a few questions if someone could help me with; do I add the further court fee to my overall claim? Is it worth waiting until nearer the date to send the form in, as I may get a call (I hope!) with the full amount or do I try and contact Mr Jeremiah himself and see what he has to offer as some people seemed to benefited from this action?

    All help gratefully received. Thank you in advance!


  17. #17
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    Default Re: On a mission but nervous

    In all likelihood they are waiting to see if you return the court allocation form BEFORE they will start making offers.

    Alan, Derby, UK.



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    DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.

    Advice given is purely my opinion, and is not based on any legal training.

  18. #18
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    Default Re: On a mission but nervous

    ....and you don't need to add anything to your claim, the extra fee will be automatically added to the claim by the court. Just make sure that the bank pays the full amount, including this extra fee, in any settlement.

    Alan, Derby, UK.



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    Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.

    DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.

    Advice given is purely my opinion, and is not based on any legal training.

  19. #19
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    Default Re: On a mission but nervous

    Just another quick update. I returned my aqicon on Friday with my fee. Now time to wait again. I'm hoping to get some reply from Barclaysicon once they see I serious. Fingers crossed!

    Just in case what should I be thinking about doing in the mean time? Any advice?


  20. #20
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    Default Re: On a mission but nervous

    Start thinking of what you are going to spend your money on!

    Life is good!



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