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    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
    • Good Evening, I've got a fairly simple question but I'll provide some context incase needed. I've pursued a company that has operations in england despite them having no official office anywhere. I've managed to find a site they operate from and the papers there have been defended so I know they operate there. They've filed a defence which is honestly the worst defence ever, and despite being required to provide their witness evidence, they have not and have completely ignored the courts and my request for copies of it. I'm therefore considering applying to strike out their defence on the grounds the defence was rubbish and that they haven't provided any evidence for the trial. However, it has a trial date set for end of june, and a civil application wouldn't get heard until a week before then, so hardly worth it. However, my local court is very good at dealing with paper applications (i.e ones that don't need hearings, and frankly I think they are literally like 1-2 days from when you submit it to when a Judge sees it. I'm wondering if I can apply to strikeout a defence without a hearing OR whether a hearing is required for a strikeout application.   Thanks
    • I have just opened another bank acc with lloyds (i have a few already) After doing some research they may have some relation to tsb or be apart of the same group will this cause me issue if my salary is paid into my lloyds account? Also, if the debts do go into default and nothing is paid then after 6 years it all goes away? As the DCAs cannot do anything? I do want to start paying in like 3/4 months or do you advise I leave it if it goes into default? again sorry for all the questions, i am just processing everything
    • one reply only  follow post 2 of letter of claim <<clickme link. dx
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Welcome Finance PPI - Help needed


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Hi... First time post here,

 

 

after being told a few years ago by welcome finance I didn't have PPI on 2 loans from 2004, a claim company checked again for me and it transpires i do have PPI on both.

 

I don't remember taking PPI out although I was a suggestible 21 year old who wanted a fast loan for a holiday and another for a driving license crash course.

 

I have the credit agreements and can see PPI is clearly listed and listed as "optional",

however as I was working full time,

living at home with mum and dad

and had some money in the bank with very little debts/overheads.

.. was this mis-sold to me?

and if so how should I structure a claim?

 

I am considering using a [removed] for ease of use and I've heard bad press about Welcome, although they were quite helpful and willing to assist with registering a claim when I called them.

 

Any help greatly appreciated... Agreements attached.

 

Thanks for any help

WELCOME CAs.pdf

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ive hidden your attachment as you need to redact things properly not just by crossing thru with a pen.

 

we can see thru it....:lol:

 

follow the upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Eeek,

sorry about that.

I will upload again with info properly blocked out.

Thanks

 

DX,

so as my loan is pre 2011,

I can't claim?

 

 

Welcome seemed quite happy to accept a complaint based on these dates.

 

 

My question is was I mis-sold due to the reasons given?

Thanks

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ofcourse you can.

 

but they might well reject it

if they do

time to go after the underwriters.

 

now you need to make sure that CMC is NOT expecting a cut and that you contract with them is cancelled.

 

it might pay you to sar welcome

get all the statements and go from there

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi... First time post here,

 

 

after being told a few years ago by welcome finance I didn't have PPI on 2 loans from 2004, a claim company checked again for me and it transpires i do have PPI on both.

 

I don't remember taking PPI out although I was a suggestible 21 year old who wanted a fast loan for a holiday and another for a driving license crash course.

 

I have the credit agreements and can see PPI is clearly listed and listed as "optional",

however as I was working full time,

living at home with mum and dad

and had some money in the bank with very little debts/overheads.

.. was this mis-sold to me?

and if so how should I structure a claim?

 

I am considering using a [removed] for ease of use and I've heard bad press about Welcome, although they were quite helpful and willing to assist with registering a claim when I called them.

 

Any help greatly appreciated... Agreements attached.

 

Thanks for any help

 

They may have said the PPI was 'optional', but in my experience, they made it plain that you'd likely be turned down if you didn't take it.

 

I have claimed PPI from them... you don't need the help of those claims firms... it's very easy to do!

 

TB

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I would sar first

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I have SAR I have all the docs,

I uploaded them,

it clearly states "optional" payment protection,

should I just stick with product unsuitable?

Or that I wasn't aware of it?

To be fair I just wanted the loan and signed what they put in front of me.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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