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wrongly disputed some card payments - now all accounts are closed & i have a CIFAS marker - HELP!


Harry84
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Hi ,

just looking for some advice please ....

 

 

a few months ago raised a few debit card disputes on my halifax debit card and was refunded the payments in question ,

 

 

after double checking my statement i found the payments to be mine

( showing under a different name on my on my bank statement )

 

 

i then called my bank and told them the payments were genine but got told as an investigation was underway to just leave the investigation into this and they would take the funds out my account when this was completed ,

 

 

i waited for this until this week when i received a letter through the post saying i have a cifas marker against my account and my accounts with both BOS and the halifax have been closed due to fraud ..

 

 

. how can i find out if this is due to the debit card disputes .

 

 

Thank you

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sadly I don't think you can...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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doesn't seem fair to me

and I've not heard of this before

 

 

the more knowledgeable ones will be along later

is this LLOyds or Halifax BTW?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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a sar can be done to cifas, see their website.

as well as to loyds

that may produce some pertinent info

otherwise maybe go in branch, speak to an a/c manager to discuss.

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Thanks i will do that .... also whilst this is goinh on i read that aswell as me finding it hard to obtain credit of any kind anyone living at my address will aswell , is this correct ??

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Wrong

Old wives tale

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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