i have received a letter from Argos Financial recovery services requesting the full balance of my account or they will consider passing my account to a third party who may commence proceedings against me in the county court or sheriff court.
I see this as very threatening and intimidating.
I lost my job just before xmas 2016 and spoke to Argos to explain that i couldn't afford payments
but am now at present back in full time employment and my direct debit has been reinstated and a payment was made on the 12th of April with the letter from Argos dated the 16th of april.
I phone Argos to explain that i was now in a position to keep my monthly payment up but they were not even interested as it had been passed on to the recovery department. and demanded i fill out a personal financial statement to see how much i can afford although i am paying anyway.
I feel that they are just trying to frighten people like myself into making full payments.
Any advice would be appreciated as i am very frustrated with these complete Muppets.