Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #41
    Basic Account Holder peregrine2 Novitiate



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    Default Re: PRA Claimform - old MBNA stayed claim - is it SB'd now?

    ok, also they have large balance transfers at inception of the cards (totalling the claim amount in fact) that I haven't got a clue about.


    They have sent Default notice, assignment, and the agreement as already posted, but no proof of postage to me


  2. #42
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    Default Re: PRA Claimform - old MBNA stayed claim - is it SB'd now?

    the claim is stayed is it not?


    and you have not received your/a notice of allocation [N180] from the court?

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  3. #43
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    Default Re: PRA Claimform - old MBNA stayed claim - is it SB'd now?

    Correct. N180 not received.


    Odd thing is that they did say in the letter that it was sent with the court directions, and if not replied within 14 days would continue according to the court directions. Thi g is I haven't received any court directions. Last time I called in jan was it was stayed.


    Should I call again for an update or would that be stirring it up?


  4. #44
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    Default Re: PRA Claimform - old MBNA stayed claim - is it SB'd now?

    no harm in ringing and checking they have not paid the fee to lift the stay
    but a severely doubt it

    all you've got is a load of willy waving paperwork to panic you into doing something stupid..

    the debt I bet is stayed and is going nowhere.

    the letters are ALWAYS a clever play on words
    and until you LEARN to read DCAicon letters PROPERLY
    you'll never actually understand what they ARE and ARE NOT saying.

    its says 'the letter was sent with the courts directions'
    what they mean by that is that they would send you their N180 , and have, IF the court directed them too'

    the court hasn't, they've simply sent it to frighten you.

    SIT ON YOUR HAND
    once the court confirms the allocation fee HAS NOT been paid


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  5. #45
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    Default Re: PRA Claimform - old MBNA stayed claim - is it SB'd now?

    willy waving - had me in hysterics


    Will post after speaking with the court


  6. #46
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    Default Re: PRA Claimform - old MBNA stayed claim - is it SB'd now?

    phoned court - nothing happening. No N180 sent and no fees paid.
    Still stayed.


    What would hold them back?


  7. #47
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    Default Re: PRA Claimform - old MBNA stayed claim - is it SB'd now?

    probably they know the paperwork is bogroll.
    and or don't hold all the required letters to enforce the debt in court


    go enjoy your life....


    dx

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  8. #48
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    Default Re: PRA Claimform - old MBNA stayed claim - is it SB'd now?

    Thanks,


    Shall I ask PRA what the opening balance transfers were all about, because I haven't a clue. Surely if they cannot tell me then they cannot claim for those anyway?


  9. #49
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    Default Re: PRA Claimform - old MBNA stayed claim - is it SB'd now?

    they aren't claiming anything
    its all speculative!


    ignore it
    SWITCH OFF YOUR HEAD.

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