Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #41
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    Default Re: Cabot/Nolans Dumfries simple procedure claim - old Jacamo JDW CAT Debt

    i'd like to send something tonight [or contract it
    as i'm out all day tomorrow.
    you can send it by email too.


    andyorch, if you've a minute
    a quick set of bullets to counter rankine & Maguffick please?


    and i'll expand it.

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  2. #42
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    Default Re: Cabot/Nolans Dumfries simple procedure claim - old Jacamo JDW CAT Debt

    what date did they have to respond by in PDFicon of post 29 you've blanked it..

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  3. #43
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    Default Re: Cabot/Nolans Dumfries simple procedure claim - old Jacamo JDW CAT Debt

    post 69 here could be fun to sent to the sheriff...
    http://www.consumeractiongroup.co.uk...45#post5031645

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  4. #44
    Basic Account Holder Gerald1990 Novitiate



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    Default Re: Cabot/Nolans Dumfries simple procedure claim - old Jacamo JDW CAT Debt

    i think it was 29th june i wonder if it might be better seeing what the sheriff says first? before telling him one of his colleagues was an idiot lol


  5. #45
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    Default Re: Cabot/Nolans Dumfries simple procedure claim - old Jacamo JDW CAT Debt

    no write the sheriff
    and point out the flaws in the rankine/MacGuffick claims they make.

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  6. #46
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    Default Re: Cabot/Nolans Dumfries simple procedure claim - old Jacamo JDW CAT Debt

    hoes this going?
    dx

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  7. #47
    Basic Account Holder Gerald1990 Novitiate



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    Default Re: Cabot/Nolans Dumfries simple procedure claim - old Jacamo JDW CAT Debt

    hi, my apologies for not keeping you updated life has been a bit hectic lately

    i sent the court a PDFicon file about the flaws in the rankine case you recommended

    i received a lettericon from cabott about the CCA Requesticon saying they would contact the original lender to try and get the agreement etc they acknowledge it is unenforceable without it!

    i received a lettericon from nolans wich had copies of all the letters from cabot
    the letter about tranfer of debt from jd williams
    and a full account transaction history which was around 800 when i couldn't afford to keep paying,
    adminicon fees and interest after that.

    and finally from the sheriff asking me to got to a case management hearing on the 08th september, some of what he has to say is interesting!

    I will have to contact the sheriff clerk because i wonder if i have missed a letter asking me to send any evidence to the court like nolans have.

    I am wondering when i am there what i should say if the sheriff asks if i admit the debt is mine etc?

    cheers

    Attached Files

  8. #48
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    Default Re: Cabot/Nolans Dumfries simple procedure claim - old Jacamo JDW CAT Debt

    theres nowt for you to do
    other than to brush up on what the claimant has been told to produce
    it would have been in the same letter had there been things for you to do other than that.


    and don't forget the default notice nor CCA have yet to be provided


    as for the debt.
    nolans are quite cute on pushing this you must admit or deny stuff under Scottish law


    use:
    I have had financial dealings with [original Creditor] in the past.
    I do not recall the precise details or agreement and have sought verification from the claimant who has not complied with my request for further information.


    if the sheriff asks that.

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