Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Basic Account Holder mystirio Novitiate mystirio's Avatar



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    Default Lowell and Provi doorstep loan CCA

    sent cca to robin son way regarding following

    provident personal Loan replied today

    We have requested the following documents from provident and aim to provided in 12 days
    In meantime account put on hold and we will not contact you to request payment if we have
    not heard from provident within 40 days then we will send an update.

    question
    I thought if yoo sent a cca they must supply within 12 days

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  2. #2
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    Default Re: Lowell and Provi doorstep loan CCA

    Used to be
    But until they comply you do nothing more or pay them


  3. #3
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    Default Re: Lowell and Provi doorstep loan CCA

    kk thanks


  4. #4
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    Default Re: Lowell and Provi doorstep loan CCA

    update today
    as provident hasnt still supplied the document under cca and now it is 52 days they have put it on hold until they receive it and will send it on


  5. #5
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    Default Re: Lowell and Provi doorstep loan CCA

    Have you stopped all payments??

    Please say yes!?!


  6. #6
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    Default Re: Lowell and Provi doorstep loan CCA

    what was the debt a credit card?


  7. #7
    Basic Account Holder mystirio Novitiate mystirio's Avatar



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    Default Re: Lowell and Provi doorstep loan CCA

    loan yes no payment from 2015


  8. #8
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    Default Re: Lowell and Provi doorstep loan CCA

    What an old doorstep loan?

    Who are robbersway client I would guess hph2 hoist?
    So its been sold on
    So CCA should goto rway not provi


  9. #9
    Basic Account Holder mystirio Novitiate mystirio's Avatar



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    Default Re:*Lowell and Provi doorstep loan CCA

    sorry dx it was lowlife they bought it from hph2
    yes door step loan

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  10. #10
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    Default Re: Lowell and Provi doorstep loan CCA

    so it already been sold years ago to hph2
    now it lowells

    so nowt to do with robbersway they are hoist/hph2

    so the CCA should have gone to lowells then
    doesn't matter what you send/get from vanquish.

    dx


  11. #11
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    Default Re: Lowell and Provi doorstep loan CCA

    did send to lowlife they said still not received from provident will put on hold


  12. #12
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    Default Re:*Lowell and Provi doorstep loan CCA

    got there in the end then ...

    you ignore them until/unless they comply
    but they never will if it was a doorstep loan?

    was it the only one or were there ones before [a chain]


  13. #13
    Basic Account Holder mystirio Novitiate mystirio's Avatar



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    Default Re: Lowell and Provi doorstep loan CCA

    ai chain loan i read about them on here give you a piece of bread then butter and jam


  14. #14
    Site Team dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk's Avatar



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    Default Re: Lowell and Provi doorstep loan CCA

    if when you took out a new loan the agent took payment from you for 'the first weeks' payment
    then its unlawful anyway
    you had a 14 day cooling off period so they are not allowed to take payment yet.

    that invalidates the agreement and makes it null and void under CCA.

    the same with 1000's up and down the country.

    pers i'd ignore them
    until/unless you get a claimformicon.

    dx


  15. #15
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    Default Re: Lowell and Provi doorstep loan CCA

    thanks


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    Default Re: Lowell and Provi doorstep loan CCA

    Quote Originally Posted by dx100uk View Post
    if when you took out a new loan the agent took payment from you for 'the first weeks' payment
    then its unlawful anyway
    you had a 14 day cooling off period so they are not allowed to take payment yet.

    that invalidates the agreement and makes it null and void under CCA. dx
    Awesome nugget of info to store away


  17. #17
    Basic Account Holder mystirio Novitiate mystirio's Avatar



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    Default Re: Lowell and Provi doorstep loan CCA

    very handy bit of info dx worth keeping


  18. #18
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    Default Re: Lowell and Provi doorstep loan CCA

    today 100 days or more
    i received a cca from them regarding this loan

    also some sort of statment which i cannot make head or tail of

    is it ok to post this statment up removing all personal dataicon


  19. #19
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    Default Re: Lowell and Provi doorstep loan CCA

    ofcourse you can one multipage PDFicon please


  20. #20
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    Default Re: Lowell and Provi doorstep loan CCA

    both

    Attached Files

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