Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
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  1. #1
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    Default Goodwill Offer - can I ask for more?

    I have received a goodwill offer covering my second claim against BOSicon, which does cover this particular claim.

    The problem is that I have a third claim, but they want the offer to be accepted as Full and finalicon settlement. Would the following be acceptable as a reply requesting the total amount outstanding?:


    I refer to your letter of DDMMYYYY. I accept that you are entitled to recoup extra costs incurred, but it is unlawful for you to extract a profit in addition to these costs, which I believe you have been doing.

    With reference to your offer of £xxx.xx as full and final settlement, I have to advise that as there have been further charges since DDMMYYYY I would accept £xxx.xx as final settlement. This figure includes charges since that date.

    This letter is sent on a without prejudiceicon basis. I look forward to hearing from you.


    Is this an acceptable way to proceed?

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  2. #2
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    Default Re: Goodwill Offer - can I ask for more?

    sounds fine

    bos~ Data Protection Act sent
    ~ statements received
    ~ owed £1766.82
    ~ prelim letter sent 30/08/2006
    ~lba handed in 14/09/2006
    bos Data Protection Act sent
    ~ statements received
    ~ owed £1217.86
    ~ prelim letter sent 30/08/2006
    ~lba handed in 14/09/2006
    court date issued of the 17th november
    27th oct full offer totalling everything including 8% interest court costs and £10 dpa sar..... one down next to go.

    rbs~ Data Protection Act sent off 21/09/2006

  3. #3
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    Default Re: Goodwill Offer - can I ask for more?

    It's fine. Remember though - you don't have to accept the offer on their terms. Just don't signicon their form. Send a letter accepting the settlement under your terms.

    If my post has been useful, tip my scales and let me know

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    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  4. #4
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    Default Re: Goodwill Offer - can I ask for more?

    Think I made a wee mistake, I did not put a time limit for the Bank to respond to my letter in reply to their GoGW offer, two weeks have now past.

    What I thought I should do now is send a similar letter giving 14 days to respond.

    If the bank don't do anything where do I stand? I haven't actually accepted the £750 offer, I said I would settle for the full amount of charges. If I don't hear anything do I accept the £750, wait for everything to clear, then start a new claim for the remainder?


  5. #5
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    Default Re: Goodwill Offer - can I ask for more?

    I would really appreciate some advice before going any further. I don't really want to sign the acceptance form that the BOSicon sent out with their letter of offer, as I read another post saying that by doing so would be accepting their terms, i.e. "full & final".

    Could someone let me know if the following would be ok?


    "I refer to your letter of DDMMYYY and accept your offer of £XXX.XX without further conditions. I would be obliged if you would confirm to me within 14 days a date by which I will receive payment. If you do not respond, or you do not respond positively, within this time period, I shall issue a claim."


    If I did send this and they didn't respond, would it still be ok to issue a court claim????


  6. #6
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    Default Re: Goodwill Offer - can I ask for more?

    hi have a look at this letter and see if you can use it to suit your needs http://www.consumeractiongroup.co.uk...ent-offer.html


  7. #7
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    Default Re: Goodwill Offer - can I ask for more?

    I'm a bit lost.........where are you at now? Are they offering you the full amount you are looking to claim for (at this given time), or are there other charges outstanding you are looking to recoup?

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  8. #8
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    Default Re: Goodwill Offer - can I ask for more?

    In total I would have three claims (under £750 - Scotland).

    The current claim is the 2nd one. BOSicon have sent a gesture of goodwill offer of £750 which exceeds the current claim by £2 but with the condition that it is a "Full and final" payment on all accounts. I had replied "without prejudiceicon" saying that I would accept a full and final offer of £900&odds, being the full amount of remaining charges that I had intended to claim overall.

    Since then BoS have not responded. So I thought that the next thing to do was to send another letter accepting their £750 but "without further conditions". That way I could show a court that I had accepted the offer.

    Sorry if I have made things a bit confusing.


  9. #9
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    Default Re: Goodwill Offer - can I ask for more?

    wish i had a response from them and a gogw for the full amount


  10. #10
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    Default Re: Goodwill Offer - can I ask for more?

    I would simply write to them saying something like.......

    I accept the 750 as settlement of this claim however, I wish to make clear I will be proceeding with further claims for the remaining £xxx shortly.

    Please send me a cheque / transfer the funds to my bank account in due course.
    Obviously word it better, if you want to get some ideas on how to word it, I wrote my own acceptance letter in RBoS1 (link in my sig).

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  11. #11
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    Default Re: Goodwill Offer - can I ask for more?

    Thanks for the help.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE