Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

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  1. #1
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    Default Ade & Fab & Woolwich

    Hi all,

    Just to let you know how we are going.

    Sent DPA access letter 16th Oct
    Rec full list of charges 24th Oct, that was quick!
    Sent first request for refund of £8,517.00 in charges (how that adds up over time)
    Rec letter 01 Nov that they would investigate.
    Rec letter 03 Nov that this eas transfered to Barclaysicon H/O.
    Rec Letter 09 Nov that Barclays are investigating.

    So far nothing further.

    So I will today send off second letter to them.

    Will let you know how it goes.

    Thanks for all your posts. It lets us know that we are not alone, and give me heart to hear your stories.

    Similar Threads:

  2. #2
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    Default Re: Ade & Fab & Woolwich

    Hi ADE&FAB (top username ) Just in case you haven't do you know this will/may be allocated to the fast track?


  3. #3
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    Thumbs up Ade & Fab v Woolwich ** WON**

    This is to correct a previous post in the wrong forum.

    The story so far.

    SARicon request sent 16th Oct
    Full list of charges received 24th October
    1st request for repayment sent 31st Oct for £8,517.00
    Reply rec 3rd Nov that it was being past to another department.
    Reply rec 5th Nov that Barclaysicon H/O would investigate.
    Reply rec 11th Nov that barclays would investigate and would try to reply in my 14 day time scale.
    To date no reply received.

    letter before actionicon sent 20th Nov.


  4. #4
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    Default Re: Ade & Fab v Woolwich

    Hiya and welcome.

    Im also claiming aginst the woolwich.

    well done so far. keep us upto date so if you get stuck I can help you out.

    feel free to Pm if you want any support!

    Allyxia
    KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH
    The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

    HSBC £1200 - Settled in Full
    Cap 1 2 X £100 - Settled in Full
    Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order
    NatWest £2215.60- Settled in Full and Removed Default Natice
    Woolwich £3690 - Settled in Full

  5. #5
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    Default Re: Ade & Fab v Woolwich

    Hi all,

    Just the latest news here.

    Rec Friday 1st a letter offering a very respectable (NOT!!) £1,000.00. Hell I fell off my chair. I thought I was in a comedy club!

    I phoned them back on the number provided and told them i would not acccept that. They then called back today offering £2,000.00. I thought Xmas was here and told them no see you on court.

    To add insult to injury, we setted our mortgageicon with them last week, and they added £1,247.94 to the settlement figure which was all bank charges on our Open Plan account which we have not used in over 12 months.

    All I can say is that I am going all the way on this one!!!!

    I am going to complet the MCOL tomorrow. The best part of this is that I once a long time ago worked for a bank and my job was to file in my branch the returned cheques and complete the account DR/CR slips on the bounced ones and the additional jobs it entailed so if Woolwich defend I can be my own expert witness when it comes to the costs that might have been accrued in the old days (the 1980's)

    Can anyone give me any tips when battling Woolwich.

    Thanks

    Ade


  6. #6
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    Default Re: Ade & Fab v Woolwich

    Please help.

    1 Urgent question.

    I have done the MCOL, and am ready to submit, but the account we had was a joint account. On the MCOL it only allows 1 person to make the claim. Will this affect or is it allowed to have only ojne of the two names on the account.


  7. #7
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    Default Re: Ade & Fab v Woolwich

    Not sure about MCOL

    But my Wooly account was a Joint account but I filed as a sole litagant!!!

    Allyxia
    KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH
    The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

    HSBC £1200 - Settled in Full
    Cap 1 2 X £100 - Settled in Full
    Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order
    NatWest £2215.60- Settled in Full and Removed Default Natice
    Woolwich £3690 - Settled in Full

  8. #8
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    Default Re: Ade & Fab v Woolwich

    Hi all,

    My latest update.

    As I don't have a debit/credit card I could not conplete the MCOL so it was back to the old fashioned N1.

    Dropped that into the the Kingston-upon-Thames county courticon today. Total including interesticon and charges £10,663.25.

    Now the wait starts.:-|


  9. #9
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    Default Re: Ade & Fab v Woolwich

    N1 issued 15th Jan

    The acknowledged 01.02.07.

    Just waiting for their defence!

    Woolwich N1 issued 15.01.07 £11k
    Acknowledged 01.02.07
    Defence Filed 15.02.07
    AQ Filed 21.02.07
    AQ Deadline 05.03.07
    Woolwich AQ late, given till 16.03.07
    29.03.07, Judgement rec, woolwich to pay up by 10.04.07
    Money received 16.04.07

    Nationwide MCOL issued 22.01.07 £1k
    Settled in full 05.02.07
    Account being closed
    Appeared on Watchdog 20.02.07

    Abbey Issue MCOL £5k 24.01.07
    Defence Filed 21.02.07
    29.03.07, AQ hearing set for 20.04.07 with other like cases.
    11.04.07, Full settlement letter received for £5,769.12

  10. #10
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    Default Re: Ade & Fab v Woolwich

    hey,

    good luck.

    how about i race you to the finish line.

    looser buys the drinks

    lol


  11. #11
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    Default Re: Ade & Fab v Woolwich

    Done.

    How big is your claim?

    Woolwich N1 issued 15.01.07 £11k
    Acknowledged 01.02.07
    Defence Filed 15.02.07
    AQ Filed 21.02.07
    AQ Deadline 05.03.07
    Woolwich AQ late, given till 16.03.07
    29.03.07, Judgement rec, woolwich to pay up by 10.04.07
    Money received 16.04.07

    Nationwide MCOL issued 22.01.07 £1k
    Settled in full 05.02.07
    Account being closed
    Appeared on Watchdog 20.02.07

    Abbey Issue MCOL £5k 24.01.07
    Defence Filed 21.02.07
    29.03.07, AQ hearing set for 20.04.07 with other like cases.
    11.04.07, Full settlement letter received for £5,769.12

  12. #12
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    Default Re: Ade & Fab v Woolwich

    no where near as much as yours.

    £3,000

    well, £2997.40 if i lose and have to buy you a drink.




  13. #13
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    Default Re: Ade & Fab v Woolwich

    When I win this one a few bubbles are in order!

    Woolwich N1 issued 15.01.07 £11k
    Acknowledged 01.02.07
    Defence Filed 15.02.07
    AQ Filed 21.02.07
    AQ Deadline 05.03.07
    Woolwich AQ late, given till 16.03.07
    29.03.07, Judgement rec, woolwich to pay up by 10.04.07
    Money received 16.04.07

    Nationwide MCOL issued 22.01.07 £1k
    Settled in full 05.02.07
    Account being closed
    Appeared on Watchdog 20.02.07

    Abbey Issue MCOL £5k 24.01.07
    Defence Filed 21.02.07
    29.03.07, AQ hearing set for 20.04.07 with other like cases.
    11.04.07, Full settlement letter received for £5,769.12

  14. #14
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    Default Re: Ade & Fab v Woolwich

    OK, Woolwich have now filed their defence and I have received the aqicon through.

    I will be completing it tomorrow night to send off and I have printed out the site answers.

    Before I do though, are there any nice new things I can add onto it as in references to cases that have happened recently that will add weight to it?

    Thanks

    Woolwich N1 issued 15.01.07 £11k
    Acknowledged 01.02.07
    Defence Filed 15.02.07
    AQ Filed 21.02.07
    AQ Deadline 05.03.07
    Woolwich AQ late, given till 16.03.07
    29.03.07, Judgement rec, woolwich to pay up by 10.04.07
    Money received 16.04.07

    Nationwide MCOL issued 22.01.07 £1k
    Settled in full 05.02.07
    Account being closed
    Appeared on Watchdog 20.02.07

    Abbey Issue MCOL £5k 24.01.07
    Defence Filed 21.02.07
    29.03.07, AQ hearing set for 20.04.07 with other like cases.
    11.04.07, Full settlement letter received for £5,769.12

  15. #15
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    Default Re: Ade & Fab v Woolwich

    What % of interesticon are you claiming or is it just high because of charges?

    Son v Halifax settled in full £292
    Another son v Halifax settled in full £30
    Bigmama59 v NatWest settled in full £4739.69
    Son v Halifax 2nd claim settled in full £130
    Bigmama v Halifax settled in full £1125

  16. #16
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    Default Re: Ade & Fab v Woolwich

    Just the standard 8%. The rest was charges!

    Woolwich N1 issued 15.01.07 £11k
    Acknowledged 01.02.07
    Defence Filed 15.02.07
    AQ Filed 21.02.07
    AQ Deadline 05.03.07
    Woolwich AQ late, given till 16.03.07
    29.03.07, Judgement rec, woolwich to pay up by 10.04.07
    Money received 16.04.07

    Nationwide MCOL issued 22.01.07 £1k
    Settled in full 05.02.07
    Account being closed
    Appeared on Watchdog 20.02.07

    Abbey Issue MCOL £5k 24.01.07
    Defence Filed 21.02.07
    29.03.07, AQ hearing set for 20.04.07 with other like cases.
    11.04.07, Full settlement letter received for £5,769.12

  17. #17
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    Default Re: Ade & Fab v Woolwich

    Silly question here.

    Does it matter which county courticon I drop my AQ in to or does it have to be the one I dropped my N1 into?

    Woolwich N1 issued 15.01.07 £11k
    Acknowledged 01.02.07
    Defence Filed 15.02.07
    AQ Filed 21.02.07
    AQ Deadline 05.03.07
    Woolwich AQ late, given till 16.03.07
    29.03.07, Judgement rec, woolwich to pay up by 10.04.07
    Money received 16.04.07

    Nationwide MCOL issued 22.01.07 £1k
    Settled in full 05.02.07
    Account being closed
    Appeared on Watchdog 20.02.07

    Abbey Issue MCOL £5k 24.01.07
    Defence Filed 21.02.07
    29.03.07, AQ hearing set for 20.04.07 with other like cases.
    11.04.07, Full settlement letter received for £5,769.12

  18. #18
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    Default Re: Ade & Fab v Woolwich

    Return it to the court that sent it to you - hate for it to get lost in their internal mail system somewhere.

    If in doubt read the FAQs

    If still in doubt - ask!

  19. #19
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    Default Re: Ade & Fab v Woolwich

    Thanks

    A trip to kingston tomorrow is in order then.

    Woolwich N1 issued 15.01.07 £11k
    Acknowledged 01.02.07
    Defence Filed 15.02.07
    AQ Filed 21.02.07
    AQ Deadline 05.03.07
    Woolwich AQ late, given till 16.03.07
    29.03.07, Judgement rec, woolwich to pay up by 10.04.07
    Money received 16.04.07

    Nationwide MCOL issued 22.01.07 £1k
    Settled in full 05.02.07
    Account being closed
    Appeared on Watchdog 20.02.07

    Abbey Issue MCOL £5k 24.01.07
    Defence Filed 21.02.07
    29.03.07, AQ hearing set for 20.04.07 with other like cases.
    11.04.07, Full settlement letter received for £5,769.12

  20. #20
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    Default Re: Ade & Fab v Woolwich

    OH, latest here.

    Woolwich have not filed their aqicon and it wa due yesterday.

    I called the court and they said I could request judgement by faxing in the initial court form I reveived, but on the options there for various reasons but nothing for filing of AQ.

    Any idea's.

    Woolwich N1 issued 15.01.07 £11k
    Acknowledged 01.02.07
    Defence Filed 15.02.07
    AQ Filed 21.02.07
    AQ Deadline 05.03.07
    Woolwich AQ late, given till 16.03.07
    29.03.07, Judgement rec, woolwich to pay up by 10.04.07
    Money received 16.04.07

    Nationwide MCOL issued 22.01.07 £1k
    Settled in full 05.02.07
    Account being closed
    Appeared on Watchdog 20.02.07

    Abbey Issue MCOL £5k 24.01.07
    Defence Filed 21.02.07
    29.03.07, AQ hearing set for 20.04.07 with other like cases.
    11.04.07, Full settlement letter received for £5,769.12


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