so..you don't believe anything a DCA says writes or does..

its all a giant fleecing exercise.

the A/C could have been defaulted more than 6yrs ago.

Thanks , ok , will wait for the DCA's next move...

Also do I need to CRA or SAR EE , to find out when they defaulted /and what charges. or wait till the DCA comes back to me...

CRA?

if you need all the statements yes sar.

but that's of no real use

your defence will cover that IF they issue a claimform

Hi Guys

Well I have finally been sent a claim form N1SDT

Would I be best to send a letter copying

http://www.consumeractiongroup.co.uk/forum/showthread.php?473809-Lowell-Lowells-Solicitors-Claimform-old-Orange-mobile-debt/page6 post 108

or do I need to go online and post this up,,,I have not requested any CPR from them , In fact I have had no contact with lowells at all

moved to legals and re-title

not sure why you are looking at a witness statement.

stick by the tried and tested routes please

and complete this:

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**

then don't do anything else without asking or being told too first

ok , thanks will do

Name of the Claimant Lowell Portfolio ltd

Date of issue – . 10th July 2017

What is the claim for –

Particulars of claim

1) The Defendant entered into an agreement with orange under account reference 12345678

(the agreement).

2) The defendant failed to maintain the required payments and the service was terminated

3) The Agreement was later assigned to the claimant on 01/12/2016 and notice given to the defendant

4) Despite repeated requests for payment, the sum of £2,100 remains due and outstanding.

and the Claimant claims

a) the said sum of 2100

b)Interest pursuant to s69 County Courts

act 1984 at the rate of 8% per annum from the date of assignment to the date of issue,

accruing at a daily rate of £0.458, but limited to one year being £80.49

c) Costs

What is the value of the claim? 2,100

Is the claim for - a mobile phone account

When did you enter into the original agreement before or after 2007? 2012

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser

Were you aware the account had been assigned – did you receive a Notice of Assignment? Only from the debt purchaser in 12/ 2016 not the original creditor

Did you receive a Default Notice from the original creditor? No

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No

Why did you cease payments? Through injury and hospitalised for 10 months

did make token payments in this time

What was the date of your last payment? 2014

Was there a dispute with the original creditor that remains unresolved?No

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management planicon? Yes

pop up on the MCOL website detailed on the claimform.

.

register as an individual

note the long gateway number given

then log in

.

select respond to a claim and select the AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

confirm and exit MCOL.

.

get a CPR 31:14 request running to the solicitors

.

don't sign anything

.

please remember we need the particulars of claim typed out EXACTLY as its written on the claimform

no an abridged version as you have done.

don't want to sound thick

Is the case number the claim number?

Ok now sending CPR 31:14 using the case number as claim number

Thanks for alll help so far really appreciate it

Apologies for delay

okay word for word verbatim

Particulars of claim

1) The Defendant entered into an agreement with Orange under account reference 12345678

(the agreement).

2) The defendant failed to maintain the required payments and the service was terminated

3) The Agreement was later assigned to the claimant on 01/12/2016 and notice given to the defendant

4) Despite repeated requests for payment, the sum of £2,100 remains due and outstanding.

and the Claimant claims

a) the said sum of 2100

b)Interest pursuant to s69 County Courts

act 1984 at the rate of 8% per annum from the date of assignment to the date of issue,

accruing at a daily rate of £0.458, but limited to one year being £80.49

c) Costs

done AOS?

I sent CP 31:14 , can you advise what will happen now? or any idea of what may happen

Thanks

did you ack the claim on mcol website too?

done AOS?

Hi yes

Acknowledgment of Service - Summary

I intend to defend all of this claim

reading other threads will tell you the rest use our search of the top red toolbar

claimform mobile debt

cag is self help too...

did you ack the claim on mcol website too?

Oh , do I need to upload the letter CPR 31:14 Request I sent to the mol website?

Hi , if claim was issued on say 11/07 , how long will I have before defence needs to be in...the 14/08 ?

No Friday 11th August....and no... please do not post templates on your thread..they are for members eyes only.

Thanks Andyorch

I hope you didn't upload the 31:14 to the MCOL website

doesn't say to do that in post 34 at all.....

Hi No , did not upload

and gradually reading my way around those threads you suggested as well, i.e self help

Oh , do I need to upload the letter CPR 31:14 Request I sent to the mol website?

 

Hi , if claim was issued on say 11/07 , how long will I have before defence needs to be in...the 14/08 ?

I was just puzzled by the above

so its gone to the claimants solicitors ... yes?

I was just puzzled by the above

so its gone to the claimants solicitors ... yes?

Yes , sent a week ago

Does the defence date start from when the receive it...acknowledge it..?

what once you've filed a defence?

or you mean the date you've GOT to file a defence by?

dx