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Erudio/drydens claimform - old SLC loan


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Hi

I have the same issue

- student loan CCJ was issued to me on 9 March say I owe £500

the last time I deferred or paid was defo more than 6 years ago as my daughter is 6 and I have paid nothing In her lifetime !

 

Would someone be up for having a chat with me as I don't know how to respond to the claim form ??

I don't even know what I owe anymore in total or who holds the loans so confusing !

My loans are pre 98 and I graduated in 1999

 

It's as above Drydens and erudio

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I need to speak to someone in person as I am severely dyslexic and written information gets all jumbled and I can't decipher it , can't see what relevant and what's not So easier to chat 😳x

 

can I contact erudio directly and say I believe it's statue barred and ask them the exact date I last deferred ??

 

I believe it was 7 years ago

- but the lady at citizen advice pointed out that it may fall short of 6 years as deferment last a full year

- if it's not 6 years since my last deferment it's so close it stink 😊😂

- any advice about finding out ?

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Phone Student Loan Company and ask them when the last deferment expired

We could do with some help from you.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

I received a CCJ claim form that I believe is statute barred

 

I'm dyslexic and need a bit more verbal advice / I need to deal with this claim today as time running out I've tried to follow threads but I can't understand them And this site looks strange on my phone any chance I could speak to a person to get some advice - I'm so worried and need to send back my claim form today x

 

My claim form issue date is 08 March 2017 when do I need to acknowledge service by please ? 

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Sorry, CAG is a forum site that people volunteer time to. It does not provide a telephone assistance service.

 

If you need help with official forms due to dyslexia, then you should speak to Northampton Bulk centre court and ask what help is available for your disability.

 

If you are dyslexic, you should be seeking help to obtain use of a computer with a screen that suits your condition and not be using a smart phone which is not helping you.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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Ok - I'm not registered

 

My ccj issue date is 08 march ( eek) if I want to respond to claim that it's statue barred , do I send

Can I do it online ? Do I do send acknowledgement of service online first ? Then what should I do next thanks all help appreciated

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All the instructions are contained in the claim pack..how to register to use MCOL ....how to acknowledge service...how to submit a defence.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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brill well done.

 

 

hey have 33 days

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

did you sent a CCA request

and

a CPR 31:14?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Hi I've heard nothing after submitting my defence to the county court

- they said they have left it in the hands of erudio to sort out directly with me

- heard nothing ,

 

 

erudio have done 2 credit searches on me (they show up on clear score ) one straight after after I put in defence and another one a few days ago ?

 

 

Any suggestions to why and what is going on ?

 

 

Will I hear anything to say my account is statue barred ?

 

 

And why the credit checks ?? Thanks in advance

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Claim is just on hold (stayed) until parties decide whether to continue. Erudio will of course be checking records.

 

You just have to wait to see what happens. They might just discontinue and advise you.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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What defence did you file? And what date?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Filed that debt was statue barred online on the 23rd march using standard letter

 

Claim is just on hold (stayed) until parties decide whether to continue. Erudio will of course be checking records.

 

You just have to wait to see what happens. They might just discontinue and advise you.

 

Thank you

 

did you sent a CCA request

and

a CPR 31:14?

 

No I didn't should I

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It could be worth sending SLC a CCA request, to get hold of all records. Then if Erudio take the court claim further later, you have some information that might help you.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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no send slc an sar.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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:madgrin:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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