Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I'm claiming £228 on behalf of my OHs closed business Barclaycard. Luckily we still had all the statements in the loft, so didn't have to do the SAR .
Have just sent off the letter asking for the money back, so too early for a reply.
However, I am slightly concerned that all the charges were £12 each, for either exceeding credit limit or not paying on time. As this is exactly the amount that the OFT has said is 'fair', will Barclaycard try and use this as a defence.