Hi all

I'm claiming £228 on behalf of my OHs closed business Barclaycard. Luckily we still had all the statements in the loft, so didn't have to do the SARicon .

Have just sent off the letter asking for the money back, so too early for a reply.

However, I am slightly concerned that all the charges were £12 each, for either exceeding credit limit or not paying on time. As this is exactly the amount that the OFT has said is 'fair', will Barclaycard try and use this as a defence.

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