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Close Brothers issued Default Notice & £30 penalty after one missed Payment on Home Ins Finance


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Hello Everyone.

As per the thread title.

I had one "bounced" direct debit to Close Finance.

 

They have immediately issued a default notice.

 

This is the first missed payment on a insurance repayment account in around 13 years.

 

They are enforcing a "we may charge £30.00 for a missed payment.

 

As before any help, comments and advise would be welcome.

 

Thanks

Regard t

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insurance repayment account?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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motor insurance

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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This crew Ted.......they have their own laws and legislation.

 

Its a bad agreement when you read their T&Cs...I always opted for full payment in cash once I knew this crew was behind the finance.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?472910-Close-Brothers-insurance-Finance-%A330-missed-payment-fee&highlight=close+finance

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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the 13yrs confused me.

 

 

you haven't been with them 13yrs?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have had the insurance annually for that time, always with close, I cannot recall actually having an agreement with them, as the insurance is arranged with a broker

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you're not in a credit agreement with them are you?

Please see my previous post, not sure if I have a signed agreement. I am concerned that they have been a bit hasty with the DN

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Check your CRA,s just because they sent a DN for 1 missed payment...you should have 14 days to rectify the default...but you state you have now made alternative arrangement ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Thanks Andy

Yes, I will check CRA. Previously, no listing for Close account on my records. I paid the broker the full premium Broker said they have told Close no need for DD account, as full amount has been paid. I have NOT paid their £30 charge!

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